Taking China Construction Bank as an example, the credit card application of China Construction Bank requires proof of identity and financial resources. The financial certificate approved by CCB also basically covers most documents useful for applying for a credit card, including:
1. proof of income: a. a copy of personal income tax withholding certificate or tax payment certificate for the last three months from the date of application; B a copy of the social security form for the last three months from the date of application; C a copy of the deposit record or deposit list of the provident fund in the last three months from the date of application.
2. Personal assets certificate: a. A copy of the local property title certificate that the property right belongs to me or is shared with others; B. copy of purchase/car invoice; C. A copy of the motor vehicle driver's license of the People's Republic of China; Copy of savings passbook or deposit certificate of CCB.
3. Professional qualification certificates, mainly copies of professional qualification certificates assessed or recognized by national authorities, including certified public accountants, certified auditors and lawyers' certificates.
CCB only requires credit card applicants with non-local household registration to provide proof of residence stability, which mainly includes: a. A copy of the local property certificate of the issuing bank; B. a copy of the social security form; C. Copy of full-time undergraduate degree or above/degree certificate, etc.