(1) Accounting information query: customers can query their own accounting information, such as card/passbook balance, historical details, today's details and online shopping details, and can also download historical details.
(2) Card account transfer: customers can transfer funds between their own RMB card accounts and transfer funds to peony credit card, smart card, debit card or comprehensive account card accounts of others in the same city (local).
(3) Bank-securities transfer: customers can transfer funds between their bank savings accounts or credit card accounts and their fund accounts in securities companies, and can check the real-time balance of their fund accounts in securities companies.
(4) Fund business: customers (fund investors) can conduct fund purchase, subscription, redemption and other transactions online and inquire about relevant fund information.
(5) Foreign exchange transactions: Customers can buy and sell foreign exchange transactions, cancel orders and inquire about relevant foreign exchange transaction information online in real time according to the exchange rate information provided by banks.
(6)B2C online payment: When customers shop on the special website of China Industrial and Commercial Bank, they can pay the goods online in real time and get the relevant payment information fed back by the bank.
(7) Remittance from different places: Customers can make online payments to units and individuals who have opened accounts in ICBC anywhere in China.
(8) Payment of tuition fees: Customers can pay tuition fees, accommodation fees and other fees online to schools across the country that have signed agreements with ICBC.
(9) ePass card: Customers can apply online and choose their own background patterns, which is a special card for online BTC transactions. You can't overdraw, but you can set a maximum limit to improve the security of online transactions.
(10) payment station: At present, it is only piloted in Beijing, providing multiple service modes. Customers can sign a payment agreement online, automatically deduct money every month, or log in to online banking for self-service payment every month.
(1 1) Personal self-registration: customers who hold ICBC Peony Credit Card, Linksys Card and Debit Card can self-register online to become ICBC online banking customers, and have all other services except external transfer and personal remittance immediately.
(12) treasury bond business: individual treasury bond investors can conduct real-time book-entry treasury bond transactions online, and enjoy services such as inquiring about transaction details, bond prices and bond market information.
(13) online application for handling or replacing peony cards: customers can submit online application for handling or replacing peony cards and get online application results at the same time.
(14)WAP mobile banking: customers can get online banking services through their mobile phones.
(15) Personal mortgage loan: Individual customers can submit mortgage loan applications online and get the applied loans in real time.
(16) personal finance: customers can get online booking service, inquire about financial agreements, and use financial calculator to calculate their finances.
(17) customer service
Customers can modify login password, customize homepage, modify credit card information and modify online banking customer information online.
(18) account loss reporting: when a customer's credit card, smart card or debit card is lost or stolen, it can be reported on the local (non-national) internet.