1. ICBC outlets cancelled
2. Cancel ICBC credit by phone.
3. Go to the counter to cancel the credit card
ICBC Credit Card Cancellation Process
Step 1: Users who meet the requirements of telephone account cancellation can apply to ICBC for account cancellation by telephone.
Step 2: After receiving the call, the bank accepts the user's application to cancel the credit card, and deducts the annual fee receivable from all the cards in its account, and the account balance is zero or the customer explicitly gives up the remaining deposit in the account.
Step 3: Business outlets cancel credit cards.
1. You need to bring your credit card and your ID card to the place designated by ICBC and fill in the application form for credit card business at any branch of ICBC.
2. You only need to provide your ID card and card when you open the card, copy the relevant documents and fill in the relevant forms in the lobby of the outlet, and conduct the card collection transaction at the counter, and then cancel the account with the account cancellation transaction one month later. The first step is to receive the card, and then do the corresponding cancellation procedures one month after receiving the card, but you can also make an appointment to cancel the account directly on the day of card cancellation, so that you don't have to go to the outlet again after one month, and the balance on the card will be directly transferred to the card that made the appointment to cancel the account at that time.
Matters needing attention in ICBC credit card cancellation
The first point: the main card of a credit card must be cancelled by the cardholder of the main card, and the secondary card can be cancelled by the cardholder of the main card or the cardholder of the secondary card.
The second point: If a secondary card is hung under the account, the user will cancel the secondary card after canceling the credit card.
The third point: when handling a credit card, the user who pays the deposit needs to go to the card issuer's outlet to cancel the pledge, and then cancel the credit card.
The fourth point: If the user makes a deposit transaction within days from the account cancellation to the official account cancellation, the user needs to bring the ID card when handling the card to the card-issuing business outlet for account cancellation settlement.
Fifth, after the credit card is successfully cancelled, the user needs to destroy the unused credit card by himself. Destruction methods include cutting corners, punching holes and other ways to destroy the magnetic stripe.
Sixth point: The premise is that your credit card must not be owed to the bank, and there must be no extra deposits in it.