The initial limit of an ICBC credit card is the result of ICBC’s approval based on the individual’s comprehensive credit status when applying for the card.
Business MasterCard credit cards come in different card types with different limits.
The details are as follows:
1. The minimum credit limit of ICBC Air China Zhiyin Peony MasterCard Credit Card is 50,000 yuan, with no upper limit, and the annual fee is 2,000 yuan.
2. ICBC Peony MasterCard Credit Card, the minimum limit is 10,000 yuan, the maximum limit is 100,000 yuan, and the annual fee is 2,000 yuan.
3. ICBC 1872 MasterCard Credit Card, the minimum credit limit is 50,000 yuan, and the annual fee is 2,000 yuan.
Instalment business: Supports interest-free installments (3, 6, and 12 installments) from specific merchants. After spending more than 600 yuan in RMB, 600 Hong Kong dollars, 100 US dollars, and 100 euros, you can apply for free installments (3, 6, 9, 12, 18, 24 installments) by phone. Each installment will have different procedures depending on the number of installments. fee.
Extended information
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country.
Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.
Application forms are accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate the relevant information and submit a statement of the authenticity of the information, which must be signed by the applicant.
People's Daily Online-Mastercard joins hands with Bank of China and BAIC Penglong to release joint credit card