IPhone, iPad and MacBook can also be paid in installments in Apple, China and official website. Apple, China and official website recently launched the installment payment service. Anyone who buys any product with RMB above 300 yuan in the Apple Store online store can apply for installment payment. At present, the scheme is only applicable to credit card users of China Merchants Bank.
Apple devices are still a big expense for most users in China, so I'm afraid I can't afford a one-time payment. For example, the official price of iPhone starts from 5288 yuan. Moonlight family is more likely to pay by installment. So Apple's marketing strategy will be very popular.
Extended Information Apple official website sells mobile phones, and eligible credit card customers can enjoy 24-month interest-free installment service. Take iPhone 1 1 as an example. The official website price of 128GB is 5999 yuan, which can be paid interest-free in 24 installments and costs about 250 yuan RMB every month.
According to information released by official website, the 24th interest-free period has no extra fees such as handling fees, so Apple bought the 24th interest-free period at official website price.
If consumers are eager to experience the new machine and don't have enough money to buy it, such as the student party, it is naturally cost-effective to use Apple 24 interest-free. After all, a pleasant consumption experience is also a kind of gain. If you don't need it urgently and have enough money, that's another matter.
If staging is selected, the remaining funds can be used for financial management. Based on the average expected rate of return of the current money fund of about 2.5%, the expected rate of return of about 100 yuan can be obtained after two years' maturity. Of course, you can also find a financial management method that is higher than the expected rate of return of the money fund.
Apple official website-Apple Product Staging Description