Yes, it is still possible to get a loan to buy a house with an overdue credit card. However, this depends on several factors.

First of all, overdue credit will have an impact on personal credit scores. A lower credit score may cause a bank or lender to place a reservation on your loan application or require higher interest rates and conditions.

Secondly, the severity of overdue records is also important. If it is only occasionally overdue or the overdue period is not long, the impact on the loan application may be small. But if delinquencies are frequent and long-standing, it will be more difficult to get approved for a loan.

In addition, other factors such as income, job stability and whether there are other repayment responsibilities will also be considered. If your income is sufficient to support the purchase of a home and you can demonstrate good repayment ability, your chances of success with your loan application will increase, even if you have a past due record.

To sum up, an overdue credit card will not definitely lead to the inability to get a loan to buy a house, but it will have a certain impact on the application. The final outcome will depend on individual circumstances and the lender's policies.

Extended information:

Late repayments can have a negative impact on personal credit scores, which play an important role in loan applications. Generally speaking, a higher credit score leads to more favorable loan terms and interest rates. Therefore, it is important to make timely repayments and maintain a good credit history.

Also, if you find yourself with past dues, you can take steps to improve your credit standing. This includes developing a repayment plan, negotiating with the bank to adjust repayment options and avoiding further overdue payments. By taking proactive steps to restore your credit, you have the opportunity to improve your prospects for a loan application.