1. Which bank has a lower credit card fee?
Quick card processing
The credit card installment fees of different banks are not exactly the same, but the fees of big banks are obviously lower than those of small banks. If it is divided into three phases, ICBC's credit card is the most cost-effective. It is more cost-effective to choose Agricultural Bank of China, Bank of China, China Construction Bank and Postal Savings Credit Card in stages 3 to 12. If there are more than 12 installments, the installment rate of CCB credit card is the lowest.
Some bank credit card installment fee standards:
1. ICBC: No fee for the third installment, 1.8% for the sixth installment, 2.7% for the ninth installment, 3.6% for the 12th installment, 5.85% for the 18th installment and 15.6% for the 24th installment (one-time charge).
2. ABC: The monthly installment rate is .6% (charged monthly).
3. Bank of China: 3-phase rate is 1.95%, 6-phase rate is 3.6%, 9-phase rate is 5.4%, 12-phase rate is 7.5%, 18-phase rate is 11.7% and 24-phase rate is 15% (one-time charge).
4. CCB: .7% for Phase III, and .6% for Phase VI and Phase XII (charged monthly).
5. citic: the first installment rate is .5%, the third installment rate is .82%, the sixth installment rate is .82%, and the twelfth installment rate is .77% (charged monthly).
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1
How to calculate the installment interest of Pudong Development Credit Card?
1
What are the reasons why credit cards cannot be divided into stages?
1
How to cancel the automatic installment of Pudong Development Credit Card?
1
What about the installment of ICBC credit cards?
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Cardmembers have seen more popular science on credit
Can credit cards withdraw money from ATMs
Withdrawing money from ATMs is one of the major functions of credit cards, but we still need to withdraw money from credit cards ...
What should we do if WeChat application for credit card withdrawal is rejected?
Presumably, many people now know that the credit card limit is not high enough, so you can apply for credit card withdrawal with WeChat.
Why do you apply for a credit card for the first time?
Many credit card users complain that they are often rejected when applying for a credit card for the first time, or just ...
What are the repayment channels for credit cards?
Credit card repayment is generally troublesome. Don't pay back the money because the credit card costs more ...
Can the credit card repay the credit card?
credit cards can't be repaid by direct transfer, so you can't withdraw money from one ...
Second, how to deduct the handling fee when withdrawing money from a foreign ICBC? The handling fee is 1% each time, and each card is limited to 2, yuan per day. It is suggested that withdrawals of more than 5, in other places should be handled at the counter, and the number of withdrawals will be collected without capping the handling fee. 5% off the handling fee for Grade A customers, 3% off for 6-star customers, and 7-star customers are free.
if the inter-bank type
withdraws money from other banks in other places, the 2 yuan inter-bank handling fee is charged at 1% each time, and each card is limited to 2,
a sum plus two yuan per day
no matter how much
yes or no
Third, the low-interest procedures for unsecured loans of Guangzhou banks are simple and fast
unsecured credit loans of banks in Guangzhou have interest as low as 8% -1 point.
Guangzhou Easy Loan provides mortgage-free and guarantee-free credit loans for office workers, private enterprise owners, homeowners and car owners:
1. Loan amount: 1-3 million
2. Loan term: 1-3 years
3. Lending time: 2-3 working days
4. Loan conditions: the following conditions are met. Working for more than half a year
B, enterprise loan: enterprise legal person, actually operating for more than half a year (even without registration)
C, owner loan: owning real estate, whether it is mortgaged or not
For details, please contact me by telephone: Look at my account number, and I hope I can help you
IV. Personal Bank of Guangzhou
Personal Bank of Guangzhou refers to a product of pure credit loan.