China Merchants Bank credit card installment calculator: 1, yuan is divided into 12 installments.

Some netizens inquired that they used China Merchants Bank credit card to swipe 1, yuan, but there was pressure on repayment, so they wanted to repay in 12 installments, asking how much the handling fee was and how much they had to pay back each installment. On this issue, I would like to introduce a credit card installment calculator to you. With it, you can know well about any expenses related to installment payment.

credit card bill installment is a service provided by China Merchants Bank for eligible cardholders to repay their current credit card bills by installments. Although it can relieve the repayment pressure of cardholders, you can not do it by installments if you want. To handle the bill installment, the following conditions must be met:

To handle the RMB bill installment, the minimum application amount should not be less than RMB 3 yuan each time; Apply for US dollar bills in installments, with a minimum application amount of not less than US$ 1 each time.

1. For unbilled transactions: you can apply for installment between the transaction date and the billing date of the corresponding bill.

2. For the issued bill: you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in their accounts, the deadline for application is 17: on the due repayment date).

China Merchants Bank's credit card installment * * * has a variety of installment numbers, including 2, 3, 6, 1, 12, 18 and 24, and the corresponding handling fee rates for each installment are,,,,,, and. Only 2, 3, 6, 1 and 12 installments are available. Among them, the second phase can only be applied through our mobile banking and pocket life channels.

Take China Merchants Bank's credit card bill of RMB 1, divided into 12 installments as an example. Select the installment bank, installment type, installment amount and installment number on the calculator, and click Calculate to get the repayment principal of RMB per installment, handling fee of RMB per installment, total handling fee of RMB, and total repayment amount of RMB per installment.

If you think it is not accurate, you can calculate it by yourself according to the following formula:

1. Repayment principal per installment = installment amount/installment number =1/12= RMB

2. Handling fee per installment = installment amount handling fee rate =1 RMB

3. Total repayment amount per installment = repayment principal per installment+handling fee per installment =

the handling fee rate of China merchants bank is related to the number of installments, which are 2, 3, 6, 1, 12, 18, 24 and 36, and the corresponding handling fee rates for each installment are 1.%, .9%, .75%, .7%, .66%, .68% and .68% respectively.

You can also directly open the official website bill installment expense calculator of China Merchants Bank, then directly enter the installment amount, and then select the installment number, and the system can automatically calculate the handling fee and the total repayment amount of each installment.

Extended information:

Credit card application conditions of China Merchants Bank

(1) China residents, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct and have good credit standing can apply for personal credit card master cards with their valid identity documents. Personal card holders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.

(2) Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic account in financial institutions in China can apply for corporate cards from card issuers with supporting documents such as the basic account account opening permit issued by the central bank (if applying for an international corporate card, they must also have a foreign exchange settlement account). The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its authorized person. The applicant shall bear all debts incurred by the unit card.

(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully and submit the relevant supporting documents required by the credit card issuer, and agree that the credit card issuer can inquire about the applicant's credit status from any relevant departments, units and individuals, and keep and use relevant data.

(4) according to the credit status of the applicant, the card issuing institution decides whether to issue the card, whether to require the applicant to provide the guarantee and the way of guarantee, and determines the way and type of obtaining the card, and the credit line approved to the applicant. Failed application materials will not be returned.

(5) The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of guarantee covers all the debts incurred by the cardholder under his credit card (including but not limited to the principal and interest, over-limit fees, late fees and recourse fees for overdrafts within and beyond the credit limit).

(6) after receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, the cardholder shall be responsible for the losses arising therefrom. Card issuers also provide cardholders with inquiry passwords and transaction passwords (i.e. cash advance passwords and credit card consumption passwords) through designated channels.

CMB credit card bill installment simulator

Open CMB credit card homepage, click "financial installment"-"bill installment" in the horizontal menu, and there is a bill installment calculator on the left side of the page, where you can simulate the calculation.

how to calculate the cost when the credit card costs 3, yuan, which will be repaid in 24 months

hello! Suppose that the total credit card bill of China Merchants Bank is 3, yuan in installments, divided into 24 installments. Total repayment per installment: 14,54 yuan; Handling fee for each period: 24 yuan.

the success of installment needs to be reviewed by the credit card center. China Merchants Bank credit card bill installment calculator:

If you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view the details

Credit Card Installment Calculator of China Merchants Bank: 5, yuan for 3 installments

Due to the sudden++situation, we need to spend a lot of money, but the bill has not been paid yet. Many friends may have such distress. In fact, there is no need to worry, because the installment of bills can relieve your repayment pressure well. Then, the credit card consumption of China Merchants Bank is 5, yuan, and how much handling fee and principal do you need to pay in three phases? Let's do it with a calculator.

1. Introduction of credit card bill installment payment of China Merchants Bank

Credit card bill installment payment is one of the types of credit card installment payment. This installment payment means that the credit card holder requests the credit card center to return the consumption amount to China Merchants Bank in installments after swiping the credit card.

credit card bill installment payment is the simplest installment payment method. You only need to call the credit card center of China Merchants Bank or log in to personal online banking to apply for installment payment during the period from the credit card consumption to the due repayment date. Generally, as long as you have no bad personal credit record, you can get approval.

2. Rules for installment payment of credit card bills of China Merchants Bank

1. Application amount: The minimum application amount is 3 yuan RMB, and the maximum application amount does not exceed 95% of the total amount of RMB consumption in the issued bill.

2. application time: from the day after the billing date to the final repayment date.

3. application method: online application, SMS application and telephone application can be used.

4. Number of installments and handling fee rate:

Note: handling fee = handling fee rate of total installment amount, which will be recorded and collected at one time on the first billing day after installment.

For example, Kayou Xiaoya's bill in April was 5, yuan, and he felt that the repayment was under pressure, so he called the Credit Card Center of China Merchants Bank to apply for the installment of the three-phase bill. If the application was approved, then

the installment amount that can be handled: 5,× 95% = 4,75 yuan

In the final repayment, he only needs to repay 25 yuan (the total repayment amount is 5, yuan-the installment amount of the bill was successfully handled.

repayment principal of each installment: 475÷3= RMB

repayment of each installment: 475÷3+475× RMB

The online introduction of China Merchants Bank Credit Card Installment Calculator and China Merchants Bank Credit Card Installment Calculator is over. Did you find the information you need?