Because consumers can apply for this co-branded card through the "iMcDonald's" applet or various CITIC Bank outlets.

The CITIC Bank-McDonald’s co-branded card is divided into debit card and credit card. The card surface uses the iconic red box of McDonald’s Happy Meal as the design element, highlighting the concept of warm dining time. Co-branded cardholders can enjoy multiple McDonald's exclusive offers and CITIC Bank's selected benefits after meeting the card requirements.

Exclusive benefits for co-branded cards at McDonald’s

In McDonald’s restaurants in mainland China, if you meet the consumption requirements for opening a UnionPay debit card and meet the monthly asset requirements, you can receive a free Happy Meal.

At McDonald’s restaurants in mainland China, UnionPay credit cardholders enjoy the privilege of receiving free Happy Meals and birthday parties every month if they reach the standard.

In overseas McDonald’s restaurants, if you use your Visa credit card to meet the standard, you can enjoy free burgers every week, and if you use the MasterCard credit card to meet the standard, you can enjoy the privilege of giving back McDonald’s domestic coupons every month.

Some selected benefits of co-branded cards

UnionPay debit cards are free of small account management fees, free of mobile banking/online banking RMB transfer fees, and free of charge for the first two intra-city inter-bank deposits per month. Withdrawal fees are waived, and the Bank’s RMB deposit, withdrawal/transfer fees are waived.

UnionPay credit cards can enjoy high-cost flight delay insurance with a maximum compensation of 1,000 yuan for a delay of 2 hours.

Visa credit card offers 30 cash back on purchases at selected merchants around the world.

The MasterCard credit card offers a maximum cashback of 25 at selected tens of thousands of overseas merchants.