The answer is: If you make eight overdue payments on your CCB credit card, you will be blacklisted.
Details are as follows:
1. China Construction Bank is very strict in credit card management and will deal with overdue repayments seriously. If the number of overdue repayments exceeds a certain limit, the cardholder will be blacklisted.
2. The specific overdue repayment limit is not publicly specified and may vary by CCB based on individual circumstances. But generally speaking, when overdue repayments reach 8 times, the blacklisting regulations are likely to be triggered.
3. After being blacklisted, the credit record of the cardholder will be affected and may lead to a decline in credit rating, which will in turn affect the individual's application for other credit services, renting a house, etc.
4. To avoid being blacklisted, cardholders should make a repayment plan in advance to ensure on-time repayment. If you are unable to repay the loan on time under special circumstances, you should communicate with China Construction Bank in a timely manner and find a suitable solution.
Summary:
If the number of overdue repayments of China Construction Bank’s credit card reaches 8 times, it will be blacklisted, which will have a greater negative impact on personal credit records. Cardholders should maintain a good repayment record and avoid late repayments to maintain personal credit.
Extended information:
After cardholders are blacklisted, they may face more stringent credit approval and borrowing conditions, such as applying for loans, car purchase installments, applying for other credit cards, etc. . As a large domestic commercial bank, China Construction Bank handles overdue repayments very severely in order to protect the interests of banks and other credit institutions and ensure the healthy development of the credit market.
Although the specific limit on the number of overdue repayments has not been made public, it is recommended that cardholders always maintain good repayment habits, abide by the provisions of the credit card contract, and repay on time. If you encounter temporary difficulties, communicate with the bank promptly and formulate a repayment plan as soon as possible to avoid serious overdue repayment.
In general, overdue repayments eight times will cause the cardholder to be blacklisted by China Construction Bank, which will seriously affect personal credit. In view of the importance of personal credit in economic activities, cardholders should maintain good repayment records, plan funds reasonably, and repay in advance to avoid unnecessary trouble.