The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 50 The issuing bank shall establish a credit card credit management system, and dynamically manage the credit line of the credit card according to the credit status, credit card usage and risk information of the cardholder.

And notify the cardholder in time according to the agreed way, and ask the cardholder to implement the second repayment source or provide guarantee when necessary. The issuing bank shall set the upper limit of the total credit line for the credit card under the cardholder's name.

Extended data:

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 35 Personal financial services of commercial banks can be divided into financial consulting services and comprehensive financial services according to different management modes. Financial advisory services refer to professional services such as financial analysis and planning, personal investment product promotion and so on provided by commercial banks to customers.

General business consulting activities such as product introduction, publicity and promotion carried out by commercial banks for selling savings deposit products and credit products do not belong to the financial consulting services mentioned in the preceding paragraph.

Article 36? In financial advisory services, customers manage and use funds according to the financial advisory services provided by commercial banks, and bear the resulting benefits and risks.

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