The bank is just urging you to repay.
Credit cards have overdue processing methods: first, if the repayment time has passed, repay as soon as possible to ensure that the debt is made up; contact the bank account manager to see if there is an overdue record and whether it can be remedied in time. Because generally banks will have a gap of one or two days for customers whose repayment exceeds the repayment date by one or two days, and no overdue record will be generated; if an overdue record is generated, the card cannot be canceled, otherwise the overdue record will not be eliminated. Therefore, you need to pay off the debt, continue to use the credit card, remember to repay in time, spend more, and restore the limit; make sure that your mobile phone and telephone contact are smooth, because before the credit card becomes overdue, the bank account manager may remind you to pay back the money in time, thus Avoid overdue payment; never stop paying back the money and disappear, and the bank will not be able to contact you. Because credit card debts, interest and interest are very scary. It is even possible to borrow 5,000 and pay back 50,000 in 2 years. The bank will sue and ask the court to enforce it; an overdue record will be generated to ensure that the next five years Within the period, no more overdue records can occur. After five years, the overdue records will be cleared. At the same time, if you are going to buy a house or otherwise require personal credit checking, you can consider negotiating with the bank and asking it to provide you with a non-malicious overdue record statement. This can also ensure that the bank will lend you a loan.
Overdue is a Chinese word, pinyin is yúqī, which generally means failure to perform corresponding obligations or responsibilities beyond the agreed time, such as failure to repay within the agreed repayment period after taking a loan, or failure to pay off or fail to repay the loan within the agreed repayment period. Pay taxes, fees, etc. in full before the specified deadline.