2. Don't use integers for the credit line: don't use integers such as 300 and 5000, and use credit cards (debit cards) with decimal points below 1000, such as1897.5; Because small or online shopping generally has Alipay/WeChat red envelope deduction. Numbers should not be close to integers: you can brush, for example, 463 or 2 137 instead of 498 or 200 1. The amount of credit card (debit card) should not be repeated or regular. Try not to brush the mantissa with 6.8.9.0. 2. Don't do it all at once: the maximum amount of credit card (debit card) swiped at one time shall not exceed 40% of the total amount in the card. The best control is 1/4. 3. The credit card (debit card) shall not be less than 10 yuan. A few cards can be consumed in a large amount in a physical store, avoiding the suspicion of cashing out and raising more cards.
Third, the number of swipes is 1. One card is used more than 20 times a month, and the same card cannot be swiped more than 3 times in 1 day. 2. The overall frequency of use should be high: get into the habit of swiping credit cards (debit cards) anytime and anywhere, buy cigarettes and drinks, and swipe credit cards (debit cards) wherever possible. The more you swipe at ordinary times, it means that the credit cards (debit cards) you swipe are rich in variety and good in flow, which is easy to increase the quota and not easy to be controlled by the wind. 3. A channel (third party) can be swiped up to three times a day (at intervals of morning, noon and evening).
Fourth, the law of credit card 1. The amount of credit card (debit card) should be in line with your usual consumption habits: if the amount of credit card (debit card) is tens, a large number of tens of thousands of credit cards (debit cards) suddenly appear, which is easily controlled by the wind, so credit card (debit card) should be swiped step by step, and don't jump from several hundred to several tens of thousands at once. 2. Brush as much as possible: so that banks can make money, and sometimes they will turn a blind eye when they know that you are cashing out. 3. Shop switching: Try to choose a different shop every time you brush. Credit cards (debit cards) are diversified and normalized.
5. Incoming and outgoing account 1. Don't pay it all at once, brush it all at once: especially on the repayment date, this is a big taboo. 2. It's best to leave a limit of about 20% in the card. The minimum consumption is above 30%. 3. You can pay back the money immediately, and it's better to pay back the money the next day.
Sixth, pay attention to 1. Cycle, cycle brush. It is best to start repayment on the second day of the billing date. Don't put it off until the final repayment date. A card can be repaid in full only by leaving a limit of 2/ 10: swipe it out, return it in, and swipe it again the next day. 2. Be sure to cherish the credit information and never overdue it. If you can't pay back the money on the last repayment date, you can call the bank and usually give you a three-day extension. You should try to pay it off within these three days. 3. Occasionally do some staging: occasionally brush 1000 or more, and then do a staging, so that banks can make money and feel that you are a quality customer, and it is easy to increase the quota. Remarks: Remember to choose a genuine pos machine with a rate higher than 0.65%, so that banks and payment companies can make money, credit cards (debit cards) can earn points, and your card can be upgraded successfully. I gave up without getting it. If you want the chicken to lay eggs, raise the chicken first.