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How to swipe Pufa Credit Card

How to use the credit card of Pudong Development Credit Card?

How to use Pufa Credit Card: Log in to the "Puda Xiben" APP - search for "Card Credit". When you swipe your credit card, the system will deduct the credit first, so as long as you swipe your card normally, your card credit will be used. Lose. The Pudong Development Bank credit can be used to deduct the principal amount of credit card transactions. In addition, the card credit is time-limited and needs to be used as soon as possible. It will be gone after expiration.

1. Pudong Card Credit is actually a kind of activity reward. It has the same nature as various discount coupons. It cannot be used directly, but it can be used to deduct the transaction amount.

2. After the cardholder participates in the activity and reaches the standard, the card swipe fee will be returned to the credit card account, which is equivalent to an overpayment. If there is a debt on the credit card, the card swipe fee can be used to offset the amount of the debt. . If there is no outstanding amount, then the cardholder's credit card transaction will first deduct the credit card amount, and then deduct the money from the credit card limit.

3. It should be noted that the credit card fees returned for different activities, the period of use, and the usage channels are different. However, generally after receiving the card credit, the bank will send relevant SMS notifications to inform you of the validity period of the card credit, where it can be used, and the rules for its use.

1. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: a credit card product that can be customized by users - Pudong Development Dream Card; cooperation with popular domestic and foreign institutions and brand IPs such as the Forbidden City, Barcelona Football Club, and Zhuxiaofi , cooperates with the aviation industry, hotel industry, department store industry, communications industry, Internet platform and other industries to launch co-branded theme credit card products; jointly issues high-end cards with rich rights and interests with VISA, American Express, MasterCard International and other domestic and foreign card organizations product.

2. The Credit Card Center of Shanghai Pudong Development Bank (referred to as "Shanghai Pudong Development Bank") was established in January 2004. It is a direct operating institution established by Shanghai Pudong Development Bank that specializes in credit card business. The Shanghai Pudong Development Bank Credit Card Center has launched "Dream Xiangjia Club", "Xiao Pu Huihua" and other credit card discount platforms, and launched a marketing activity system such as red envelopes, movies, miles, and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Pudong Xiben APP.

Operating environment: vivo mobile phone: y938.1.0 Pudong Development Bank: v11.2.0

How to use Shanghai Pudong Development Bank card swiping gold

Pudong Development Bank card swiping gold is actually a kind of activity reward , like various discount coupons, cannot be used directly, but can be used to deduct the transaction amount.

After the cardholder participates in the activity and reaches the standard, the card swiping money will be returned to the credit card account. It is equivalent to an overpayment. If there is a balance on the credit card, the credit amount can be used to offset the amount of the debt. If there is no balance, then the cardholder will deduct the credit amount first and then deduct it from the credit card limit.

It should be noted that the usage period and usage channels of the credit card refunded by different activities are different. However, after receiving the credit card credit, the bank will generally send a relevant SMS notification to inform you of the credit card credit. Validity period, where it can be used, and the rules for use

Card bonus is a bonus benefit given by the Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Credit Card holders (counted into the main card holder). personal account), the transaction principal of new related transactions incurred using the Pudong Development Credit Card (including the main card or its supplementary card) can be deducted within the specified validity period.

In short, Pudong Development Bank. Bank credit card credit is a kind of voucher given by the activity, which can be used directly for repayment and deducted from the corresponding amount of the bill.

The card credit may be obtained from the activity, and the card credit you get may be, The usage rules of the vouchers with designated usage range may be different for different activities. Please consult the bank for the specific usage rules of the credit card.

If you find that the credit card cannot be used, you can use the following Shanghai Pudong Development Bank credit card. Please check the credit points to see if you have consumed items that do not support card credit.

If the cardholder has multiple credit card credits under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively. The transaction principal of the same transaction will be deducted, and the credit card with a shorter validity period will be used first.

Card swiping funds cannot be cashed or transferred, and do not affect the credit limit, available limit, account balance, etc. of the card, and are only used to offset the transaction principal (only used for consumption deductions, excluding cash withdrawals and installments) transactions) and shall not be used to deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and due repayments.

Card swipe bonus is a bonus right given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; cardholders who use the card swipe bonus in accordance with these terms and conditions can use the card swipe bonus at designated valid Within the scope of the period, available scope, quota and other special rules, the transaction principal of the relevant transactions using the Bank of Communications credit card can be deducted.

1. Cardholders who participate in the designated activities of the Center or meet the designated conditions of the Center and receive the card credit can only handle the card credit business and use the card credit; specific conditions for receiving the card credit , subject to the terms and conditions of relevant market activities or the relevant regulations of the Center.

2. If a cardholder has any of the following circumstances, the Center reserves the right to cancel the credit card credit he or she has received or refuse to use the credit card credit:

(1 ) holds a Bank of Communications credit card that has been deactivated or controlled, the card has not been activated or has been canceled, the card has expired and has not been renewed, or the account status is abnormal;

(2) The validity period of the card holder’s credit card payment Apply to cancel the card within;

(3) The cardholder violates the applicable credit card regulations or acceptance contract, these terms and conditions, and other relevant regulations of the Center;

(4) ) The Center has independently judged that the cardholder has defrauded or maliciously used the credit card through non-genuine transactions or other methods.

How to use Pudong Development Bank credit card swipe funds

The rules for using Pudong Development Bank credit card swipe funds are as follows:

1. Card swipe funds are provided by the Shanghai Pudong Development Bank Credit Card Center to qualified customers. A kind of reward rights (included into the account of the main card holder) given by Pudong Development Credit Card holders, which can be used to offset new related transactions that occur using Pudong Development Credit Card (including the main card or its supplementary card) within the specified validity period. trading principal.

2. The credit card credit in the red envelope is valid for 60 days from the date the user opens the red envelope. The card credit must be used within its validity period. If there is any remaining balance after the validity period, it will be automatically invalidated.

3. The card payment will be deducted from the principal amount of the transaction on the second working day after the new relevant transaction occurs and is recorded in the account. The cardholder still needs to repay the undeducted principal amount. .

4. If the cardholder has multiple credit card charges under the same Pudong Development Bank credit card, the multiple card credit credits can be used cumulatively to deduct the transaction principal of the same transaction, and the validity period will be used first. More recent credit cards.

Card swiping funds cannot be cashed or transferred, and do not affect the credit limit, available limit, account balance, etc. of the card, and are only used to offset the transaction principal (only used for consumption deductions, excluding cash withdrawals and installments) transactions) and cannot be used to deduct bank fees (including but not limited to interest, handling fees, late fees, etc.) and due repayments.

5. To inquire about the card balance and deduction details, please log in to the online account service on the Pudong Development Credit Card Center website.

The Pudong Development Credit Card Swipe Bonus is a kind of voucher given during the event, which can be directly used for repayment and offset the corresponding amount in the account.

Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and was listed on the Shanghai Stock Exchange in 1999. A national joint-stock commercial bank successfully listed on the stock market (stock trading code: 600000), with its head office in Shanghai.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was first established in 1993 to 6,091.759 billion yuan at the end of June 2018, an increase of 696 times; operating income increased from 337 million yuan in late 1993 when the bank was founded. It increased to 168.6 billion yuan at the end of 2017, an increase of 500 times; net profit increased from 130 million yuan in 1993 to 54.24 billion yuan in 2017, an increase of 416 times, with an average annual compound growth rate of nearly 30%.

Does a password need to be entered when swiping a Pudong Development Credit Card?

Many cardholders use the Pudong Development Credit Card for the first time and do not know whether they need to enter a password. If you set a transaction password when activating the card, you will naturally need to use the password to make purchases. Let’s learn more about it below.

Does Pudong Development Credit Card require a password for consumption?

As far as we know, domestic banks provide cardholders with two transaction modes: password signature and signature when making purchases, and Shanghai Pudong Development Bank does the same. If you set a transaction password when activating your credit card, and choose the consumption mode of password signature, then you will naturally need to enter the password when swiping the card for consumption.

If the consumption mode you choose is signature, you can conduct transactions without entering a password.

However, the risk of swiping a card for consumption without a password is greater, because once the card is stolen, the money can still be swiped away. However, Shanghai Pudong Development Bank provides cardholders with an anti-theft swipe insurance to protect everyone's use. Card security.

How to protect the security of the card when swiping the Pufa credit card?

Although cardholders can set whether to use a password for swiping the card, but considering that the domestic credit card usage environment is not very mature, Everyone must protect the security of the card when using a credit card:

1. Card owners who set up password-based transactions must keep their credit cards safe to prevent password leakage;

2. Use Cardholders of password-less credit cards are also advised to set more thresholds, such as text message reminders, transaction amount limits, etc., and choose banks with lost card protection and abnormal transaction monitoring.

3. After getting the new card, you must sign your name on the back of the card, and the font and handwriting should have certain characteristics so that it is not easy for others to imitate. In this way, card use security can be guaranteed to the greatest extent and liability can be avoided as much as possible.

How to use Shanghai Pudong Development Bank credit card? It will become clear after reading this guide.

Shanghai Pudong Development Bank often offers various activities such as card swiping bonus rewards, such as introducing customers to apply for a card, or earning card swiping bonuses if you meet certain standards for overseas spending. Many cardholders do not know much about the Pudong Development Bank card swiping bonus and do not know how to use it. Let’s take a look at the relevant content of the Pudong Development Card swiping bonus.

1. How to use Shanghai Pudong Development Bank credit card?

Pudong Card Credit is actually a kind of activity reward. It has the same nature as various discount coupons. It cannot be used directly, but it can be used to deduct the transaction amount.

After the cardholder participates in the activity and reaches the standard, the card swipe fee will be returned to the credit card account, which is equivalent to an overpayment. If the credit card has a debt, the card swipe fee can be used to offset the amount of the debt. If there is no outstanding amount, then the cardholder's credit card transaction will first deduct the credit card amount, and then deduct the money from the credit card limit.

It should be noted that the credit card fees returned for different activities, the period of use, and the usage channels are different. However, generally after receiving the card credit, the bank will send relevant text message notifications to inform you of the validity period of the card credit, where it can be used, and the rules for use.

2. How to check the card payment amount of Shanghai Pudong Development Bank?

If you don’t know how much credit you will get, or the validity period and some usage rules of the credit, you can also check it.

The inquiry method is very simple. Cardholders can log in to the online account service of the Pudong Development Credit Card Center website or the Pudong Xiben APP to inquire online.

The above is the relevant introduction to "How to use Shanghai Pudong Development Bank card swiping funds". Pudong Development Bank's credit card can be used to offset the amount of card transactions or the amount owed on the credit card. If you have any questions about the card credit, you can call the bank's customer service number to inquire.

That’s it for the introduction of how to swipe Pufa Credit Card.