It can be directly extracted by ATM.
For domestic withdrawals, the handling fee is calculated at 65,438+0% of each cash advance, and the minimum fee is 65,438+00 RMB per cash advance. Advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis until the settlement date.
If you don't want to be charged a higher handling fee, you can use Alipay to withdraw cash:
1. To enable online banking, first make sure that your credit card supports online banking. If so, please enable it.
2. Make sure your credit card can pay for Taobao Alipay. To be clear, it must be your own Alipay;
3. Transfer the credit card money to your personal Alipay account, and make sure that the card you returned from Alipay is a debit card (savings card), not a credit card or debit card;
4. Take a credit card for 5- 10 days to withdraw money, and the minimum income is 2%.
Extended data:
Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.
1, overdraft withdrawal refers to the credit line provided by the bank for credit card customers, which is not only used for credit card consumption, but also part of it can be used for cash withdrawal. If it is provided by the bank to the cardholder, the interest will be calculated from the date of withdrawal and the handling fee will be paid.
2. Overpayment refers to the overpayment made by credit card customers when they repay. The extra money is not provided by the bank, but their own part, so they can naturally withdraw it all, because there is no need to pay interest if it is not a loan provided by the bank. However, you need to pay a handling fee to withdraw money through the bank.
3. Generally, the withdrawal amount of banks is set at 50% of the credit line, but some banks will give 100%, such as Bank of Communications Guangfa. Of course, depending on the bank's card type, the amount of cash withdrawn every day is different. Bian Xiao extracted several pieces of information from the bank official website as follows:
Bank of Communications: According to the purpose of the card, it is included in the credit limit of the credit card, which is generally 50% of your credit limit.
CITIC: The overdraft withdrawal amount is set according to the cardholder's card usage, and the maximum amount shall not exceed 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card.
Ping An: The withdrawal amount is 50% of the credit line. The maximum daily withdrawal limit for ATMs or counters with UnionPay logo is RMB 5,000, and the maximum withdrawal limit for each card is RMB 3,000.
Agricultural Bank of China: The daily accumulative amount of each card shall not exceed 2,000 yuan, and cash shall be withdrawn in advance at the ATM, with a maximum of 5 times per card per day.
ICBC: Domestic ATMs withdraw cash up to 5 times a day, with a cumulative daily payment of no more than 2,000 yuan and a cumulative overpayment of no more than 5,000 yuan.
Guangfa: domestic advance payment, and the accumulated cash advance amount per credit line per card per day does not exceed RMB 2,000; The maximum cash withdrawal per card at ATM every day is no more than 5,000 yuan (there is enough overflow, and at least 3,000 yuan is repaid).
Baidu encyclopedia-
How to withdraw the credit card to WeChat wallet?
Credit card money can't be transferred to WeChat wallet, but bank card can. Bind the bank card to be transferred to online banking on WeChat, and then transfer it to change.
Credit cards are non-transferable and can only be used for consumption. If it's a bank card, it's fine.
Bank card transfer steps are as follows:
1, enter WeChat and my wallet;
2. In the WeChat wallet, you can see the transfer function and click directly to enter;
3. After clicking Transfer, you can use a credit card and click Enter.
4. You need to set the transfer amount in the upper right corner, enter it and click OK.
How to withdraw cash from CCB credit card?
Withdraw money from self-service machines or counters.
If you want to withdraw cash from the credit card of China Construction Bank, you can do so in the following ways:
1. Counter handling: You can go to the counter of China Construction Bank for withdrawal. You need to show your ID card, credit card and withdrawal amount, and pay the corresponding handling fee.
2. Handling by ATM: You can use cash at the ATM of China Construction Bank. You need to enter the credit card password and pay the corresponding handling fee.
3. Through online banking: You can use cash through the online banking platform of China Construction Bank. You need to log in to an online banking account, and then select the ""function to operate. You also need to pay the corresponding handling fee.
At present, we need to pay attention to the withdrawal amount of credit cards. Generally speaking, the withdrawal amount refers to the maximum amount that a credit card can withdraw in a certain period of time. If it exceeds this amount, you can't withdraw any more. In addition, you need to pay attention to the handling fee and interest rate to avoid unnecessary expenses.
Can traffic credit cards be withdrawn online in 2022?
In 2022, transportation credit cards can be withdrawn online.
Bank of Communications credit cards can be used to withdraw money. You can withdraw money directly through the counter of Bank of Communications outlets or ATM machines with UnionPay logo. You can withdraw cash through the counter of Bank of Communications outlets and hand it over to the staff with your credit card and ID card. After entering the withdrawal password as required by the staff, cash can be withdrawn. If you withdraw money from an ATM with the UnionPay logo, insert the card directly and enter the credit card password and withdrawal amount, you can complete the withdrawal. You have to pay the handling fee and interest, so you should consider it carefully before using it.
This concludes the introduction of online cash withdrawal by credit card and online cash withdrawal by credit card. I wonder if you have found the information you need?