Visa is a credit card brand, operated and managed by Visa International Organization. Visa credit cards are universal and were issued in 1976. Common ones include Visa Regular Card, Visa Gold Card, Visa Platinum Card, etc. .

Paypal is an online payment service provider headquartered in San Jose, California, USA. It is one of the most widely used third-party payment tools in the world. In cross-border transactions, most online cross-border buyers prefer I like to use paypal to pay for overseas purchases.