202 1 the easiest credit card to apply for

Because the bad credit loans of banks can be transferred in batches, the pressure of bank collection is reduced, and the threshold of 202 1 credit card approval is gradually relaxed. Let's talk about 202 1 the easiest credit card to approve today.

202 1 The easiest credit card to approve is Bank of Communications. Of course, there is a big premise, that is, Bank of Communications is the easiest to get approval among people who have never had a credit card before.

First of all, it is aimed at people who are 20-30 years old, have college education or above, have no house or car, and have never applied for a credit card. As long as there is no big problem with credit reporting, Bank of Communications is particularly good.

This is mainly based on the fact that the Bank of Communications is particularly optimistic about young people with a certain degree of education and has launched a targeted young power card with a very high pass rate.

Secondly, for those who are 30-40 years old, have a college degree or have five insurances and one gold, and have never had a credit card. It is recommended to apply for the standard card of Bank of Communications UnionPay.

Because in the absence of other financial support, Bank of Communications pays more attention to education and five insurances and one gold than other banks. For the import method, it is recommended to use academic qualifications. If you have five insurances and one gold, you can submit their information as an aid, which is conducive to improving the approval amount.

Thirdly, for those who are 20-60 years old, have a high school education or below, have no financial proof such as five insurances and one gold, no house and no car, and have never applied for a credit card. It is recommended to apply for the standard card of Bank of Communications UnionPay.

This is mainly based on the very low approval conditions of Bank of Communications in recent years, and basically all of them have work certificates, which can prove that they have jobs. This situation of no house, no car, no five insurances, one gold, no education and no credit record for reference is difficult to pass in other banks, but Bank of Communications still has a certain pass rate. Therefore, the Bank of Communications credit card is the stepping stone for most people to apply for other bank credit cards.