Yes. According to the public information of Fuwantong Financial Services Co., Ltd., the "Hui'an Rural Credit Union Inclusive Finance Credit Card Application Form" and the application contract have a term of 3 years. The card will be automatically renewed upon expiration. The renewal period is 3 years. Fuwantong Financial Services Co., Ltd. Wantong Puhui Financial Card is a credit card issued to individual customers. It complies with the PBOC standards of the People's Bank of China and provides cardholders with a certain credit limit. The cardholder can overdraw and then repay within the credit limit.