It depends on the cancellation of the card. If the account is cancelled at the same time, in this case, the credit card cannot be restored. If the cardholder wants to continue to use the credit card in the future, he must apply for a new credit card. The second is to stop the card but keep the account. In this case, the credit card can be restored, but the card number and security code may be changed. If you want to open it and continue to use it, you need to pay the card replacement fee. 50 yuan, handling fee of CITIC Bank. In this case, the cardholder only needs to call the bank's customer service hotline to apply for resumption of use.

How to apply for a credit card:

1. Go directly to the outlet to apply for a credit card, bring your ID card, social security card and other related materials, fill out the application form according to the requirements of the staff, and then the bank will review the applicant's materials, and you can get the card after passing the examination;

2. Apply online. Now many banks have opened online credit card applications. You can fill in the application directly online. After the bank has passed the examination, you can activate the credit card at the outlet.

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Credit card cancellation status:

If you don't intend to continue using your credit card, you must cancel your account. If the account is not closed, the bank will charge an annual fee for the credit card.

If the card is not overdrawn, you can apply for account cancellation at any time.

If the card has not expired, you need to apply first, and then go to the bank to cancel the account after a certain period of time; If the card has expired and the account balance is zero, you can directly cancel the account at the designated bank outlet. When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.

If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days). This is mainly because if the cardholder has done a manual card pressing transaction before closing the account, the cardholder will have closed the account before the merchant submits the card pressing form to the bank for entry, and the bank will not be able to liquidate normally; On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may take several days to settle the account. If the account is closed immediately, it will also affect the normal liquidation of the bank.