There are several different transfer methods:
1. Inter-bank and inter-provincial transfer Because the arrival time of accounts in different provinces and banks is different, the speed at which different banks handle business is different. Generally, cross-bank and inter-provincial transfers may take 2-3 days to succeed.
2. Inter-bank transfer in the same province will be slightly faster. Generally, the transfer will be successful after one working day, but the specific arrival time is subject to the arrival time shown in the account.
3. Inter-bank and inter-city transfer before inter-bank and inter-city transfer can be successful in 2 hours at the earliest. If you are slow, you can succeed in one day. According to the new regulations, it should take one day to get the account smoothly. It is worth noting that inter-bank transfers must be made before 15:00 on the working day, and transfers after 15:00 will be processed on the next working day. At the same time, don't do it after Friday 15:00, because the bank's processing time will lead to the delay of holidays. If the transfer funds are delayed, it is recommended to call the bank customer service for consultation. On the morning of September 23rd, 20 16, six departments jointly issued the Notice on Preventing and Combating Telecommunication Network Fraud. According to the notice, from June 23, 20 16, 12, 1 year, if an individual transfers money to a different account through a bank ATM, the funds will arrive in the account 24 hours later.
The People's Bank of China issued the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks, and comprehensively strengthened the management of account real-name registration system, bank card business and transfer. It is clear that since 20 16 12 1, individuals who transfer money through self-service teller machines can apply to the issuing bank for cancellation of the transfer within 24 hours after it is accepted by the issuing bank.