The POS machine shows that the balance is insufficient or the transaction fails when you swipe the card when you have money in the credit card. The answers are as follows:

1. There is money in the credit card, but the balance is insufficient when you swipe the card:

①Card swiping exceeds the single transaction limit

②The consumption on the day exceeds the single-day limit

③The number of card swiping on the day exceeds the limit

④The card has been set on the POS machine The amount swiped by the card

⑤The amount swiped exceeds the available limit

⑥It is recommended to contact the bank card center for help

2. The available limit of the credit card = the credit limit of the credit card from If you have funds, your credit card limit is 10,000 yuan, plus 10,000 yuan of your own funds, you can spend 20,000 yuan with your card.

3. If there is consumption or overdraft, the priority to pay is its own cash. In order to protect the interests of customers, the bank will not give priority to paying the credit card limit.

4. If the available limit on the card is all the credit card limit, and the self-owned funds are 0, after the current consumption and overdraft withdrawal, the consumption payment will be repaid first, and the cash withdrawal payment will be listed later; for example, you The statement date is the 16th of each month. You overdrafted 1,000 yuan in cash on the 3rd, and then used your card to spend 2,000 yuan on the 6th. You then deposited 1,500 yuan into the card. The bank defaulted to: 1,500 yuan to repay. Spending money,