The final repayment date of Minsheng Bank's credit card is the 20th day from the second day of the billing date, so pushing forward 20 days is the billing date, and pushing forward 20 days 16 is 16. Therefore, the monthly repayment date of Minsheng Bank Credit Card is 16, and the billing date is 26th.
Interest-free repayment period
1. For non-cash advance transactions, the interest-free repayment period is from the bookkeeping date of the card issuer to the final repayment date designated by the card issuer, and cash advance does not enjoy interest-free discount.
2. The shortest interest-free repayment period of Minsheng Bank credit card is 20 days, and the longest is 5 1 day. During this period, as long as the cardholder pays off the current payable amount on the current bill, he does not have to pay any interest on non-advance cash transactions. Bao Tong installment card, platinum wealth management card and other cards do not enjoy interest-free period.
Extended data:
Full repayment
1. The "amount payable in the current period" to repay the current bill. Cardholders will enjoy an interest-free repayment period, and there is no need to pay interest for non-advance cash transactions.
2. The calculation formula is: full repayment amount = 100% non-cash transaction overdraft (consumption)+100% cash overdraft (cash withdrawal)+current interest expense (annual fee, loss reporting fee, interest, liquidated damages and various handling fees)+100% outstanding amount of last month.
3. "Refund-free service" means that the cardholder's current bill has not been fully repaid, and the unpaid part of the account after the due repayment date is less than or equal to a certain amount, which is deemed as the cardholder's full repayment.
The tolerance repayment service provided by Minsheng Bank Credit Card Center for cardholders is 10 yuan RMB (foreign currency is USD 2, EUR 2, GBP 2, CAD 2, AUD 2, JPY 200), that is, if the unpaid amount of the cardholder's current bill is less than or equal to 10 yuan RMB, it will be regarded as full repayment, and the unpaid amount will be included in the next bill. This concept only applies to full repayment, not to the minimum repayment method.
Minsheng Bank-Last Repayment Date
Minsheng Bank-Interest-free repayment period