You can apply for RMB 50 in three months.

1. Application conditions

1. Domestic persons should be between 18 and 60 years old, and overseas persons should be between 25 and 60 years old;

2 . Have a stable income and job, generally requiring a monthly income of more than 4,000;

3. Have good credit. In addition, when applying for a credit card, you are also required to provide proof of identity, work, financial resources and other materials. Generally, the more financial proof you submit, the higher your gold card limit will be.

2. The difference between China Merchants Bank ordinary card and gold card:

1. Ordinary card limit is 3,000 yuan to 10,000 yuan; gold card limit is 10,000 yuan to 50,000 yuan;

2. Ordinary cards enjoy discounts at special merchants; while gold cards have no discounts; 3. The credit card consumption mode of gold card customers is set to consumption with signature, and the credit card is stolen 48 hours before the customer discovers that the credit card is lost and reports the loss. The capital loss will be compensated by China Merchants Bank, with an annual accumulation of 15,000 yuan; for ordinary cards, the accumulation will be 10,000 yuan. The editor believes that if you want to apply for the China Merchants Bank Credit Card Gold Card, you must first have enough funds, and secondly, the accumulated consumption amount must be high. To put it bluntly, you must have more money and enough room in your pocket.

1. How to increase the credit limit of China Merchants Bank Credit Card?

If you want to increase the limit of your China Merchants Bank credit card, you can make a large deposit in China Merchants Bank or purchase financial products, etc., which are helpful to a certain extent, but at the same time, users need to be clear, " "Moving bricks" does not mean that the quota increase will be successful, nor does it say that the quota will be increased to users according to a certain proportion. In the end, it still needs a comprehensive review by the system. If the user's own qualifications and credit situation are good, then the possibility of success in increasing the quota through moving bricks is still very high.

2. What other ways to increase the quota?

As far as the usage of China Merchants Bank’s credit cards is concerned, China Merchants Bank prefers users to make multiple purchases, even if the amount is relatively small. It mainly depends on the number of purchases, so you can use more when paying for things. Credit card payment, followed by installment, you can log in to Palm Life to see your cash installment limit, if it is greater than the available limit, you can use cash installment to increase the limit, which is also a good way.

The above is an introduction to some methods on how to increase the credit limit of China Merchants Bank credit card. Generally speaking, if users want to increase their credit card limit, in addition to maintaining their credit status, they can also make targeted changes based on the "hobbies" of the applicant bank. In this way, the possibility of increasing the limit on the original basis is still very high. .