College students' entrepreneurial loans are all, and the loan amount is not high, which is generally controlled within tens of thousands of yuan. Borrowing students need a guarantor to guarantee themselves in the process of applying for business loans. The guarantor requires good economic ability and credit. When evaluating the loan amount of borrowing students, it is usually that the better the guarantor's qualification, the higher the loan amount that borrowing students get. At the same time, the entrepreneurial project of the borrowing student and the performance of the borrowing student during school will affect the amount of entrepreneurial loans he can apply for.

In addition, if the borrower has a house as collateral, the amount of loan applied in this way will be determined by the assessed value of the house.

Upper limit of college students' entrepreneurial loans-Shanghai

In order to encourage graduates to start businesses, Shanghai has set up an "angel fund" for college students to start businesses. The "angel fund" for college students' entrepreneurship is up to 300,000 yuan, and college students can get 500,000-300,000 yuan in support.

The amount of funding for entrepreneurs and individual entrepreneurial projects under the "Entrepreneurship Eagle Plan" is no more than RMB 200,000.

The amount of funding for the "Entrepreneurship Eagle Program" does not exceed 500,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Chongqing

University graduates who have not been employed for more than half a year and have a fixed account can register in the neighborhood Committee where the account is located and apply for a bank mortgage or secured loan of 3,000 to 4,000 yuan; In addition, in order to adapt to the changes in the employment situation of college students, in the past two years, Chongqing has successively introduced measures such as self-employment of college students, equal opening of employment resources and employment market to local and foreign students, and created more employment opportunities for college graduates.

The Upper Limit of College Students' Entrepreneurship Loan —— Taiyuan

Taiyuan registered unemployed college graduates who want to start their own businesses can apply for a small secured loan of no more than 50,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Fujian

Self-employed college graduates can enjoy various forms of discount policies such as small secured loans, with a maximum discount loan amount of 50,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Qingdao

Qingdao allocated100,000 yuan to set up the "Qingdao University Graduates Entrepreneurship Support Fund" to support college graduates to start their own businesses. Self-employed college graduates can apply for small secured loans, with the maximum loan amount not exceeding 50,000 yuan. For those engaged in low-profit projects, the finance at the same level will give full discount according to the facts; Teams with more than two people can be relaxed to 200,000 yuan.

Where Dongguan registered college students apply for self-employment and self-employment, and the borrower provides effective mortgage (pledge) counter-guarantee, the secured loan amount shall not exceed 80,000 yuan (including 80,000 yuan); If the borrower provides a third party with a fixed income source as a joint and several liability guarantee for counter-guarantee, the secured loan amount shall not exceed 50,000 yuan (including 50,000 yuan); If the borrower cannot provide counter-guarantee, the secured loan amount shall not exceed 30,000 yuan (including 30,000 yuan). If small and medium-sized enterprises are established in the form of partnership or organization, according to the counter-guarantee provided by the borrower, the secured loan amounts are 200,000 yuan, 6,543.8+0.5 million yuan and 6,543.8+0.5 million yuan respectively. The term of secured loans is generally not more than two years.

Second, the policy of self-employment, what is the maximum amount of small secured loans required by the state?

The following conditions must be met:

1. China citizens who have permanent residence in China and permanent residence (or valid residence certificate) in local towns and have full capacity for civil conduct.

2. Have a proper occupation and stable economic income (monthly salary income should be above 1 000 yuan), and have the ability to repay the loan principal and interest on schedule.

3. The borrower's unit must be an administrative, enterprise or institution recognized by the lender and having a good cooperative relationship with the lender, and the lender will pay wages on its behalf.

4. Abide by laws and regulations, and have no illegal acts and bad credit records.

5. Open peony credit card or current savings account in China Industrial and Commercial Bank.

6. Sign an agreement with the lender to deduct the loan from its peony credit card or current savings account. ]

Third, the policy of self-employment, what is the maximum amount of small secured loans required by the state?

It depends on your personal situation! It has been established for at least three years; For half a year, the invoice amount of 15 is in good condition. (This refers to small and medium-sized enterprises). Remember to apply for a loan card. (If it is a real estate or factory, you can use the factory or real estate as collateral to get a loan, and attach detailed personal income certificates and recent financial statements. I believe the percentage of loans will increase. The steps/processes/procedures of loan are that you submit your personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application, and arranges a special person to contact the loan applicant. If the contact person passes the preliminary review, it will guide the loan applicant to provide the required materials, and then review it, and finally reach the loan issuance.

4. How much can I borrow for my business license?

1. The per capita single amount of youth entrepreneurship loans in China is generally less than 65,438+10,000 yuan, and the highest is 1 10,000 yuan; Small and medium-sized enterprises founded by young people generally have a loan amount of less than 5 million yuan, with a maximum of 30 million yuan.

2, China youth entrepreneurship loan period is generally not more than 3 years.

1. Venture loan refers to a special loan issued by an individual who has certain production and business operation ability or has engaged in production and business operation activities, applies for the capital demand for starting or re-starting, and is recognized as an effective guarantee by the bank.

2. Eligible borrowers can get a single loan of up to 500,000 yuan according to their own resources and repayment ability; For those who start a business to a certain scale or become re-employment stars, they can also apply for higher loans.

3. The term of the venture loan is generally 1 year, and the longest is no more than 3 years; In order to support laid-off workers to start their own businesses, the interest rate of business start-up loans can be lowered by 20% according to the same interest rate stipulated by the People's Bank of China, and the business start-up loans for laid-off workers launched in many areas can also enjoy 60% government discount.