Seven-star customers: star points value is above 80,000 (inclusive),

Six-star customers: star points value is 10,000 (inclusive) ~ 80,000,

Five-star customers: Star points worth 2,000 (inclusive) to 10,000,

Four-star customers: Star points worth 500 (inclusive) to 2,000,

Three-star customers: The star point value is 50 (inclusive) to 500.

Customers with a star point value equal to 0 will not be rated as a star.

Related indicators and calculations

1. The financial asset indicator consists of two items: short-term assets and medium- and long-term assets. The indicator is calculated as the half-year average daily balance of each financial asset.

(1) Short-term assets mainly include: current savings deposits, third-party custody, Linkong Express financial products, money market funds, and credit card deposits. Every 10,000 yuan of short-term assets can earn 135 star points. Mainly include: time savings deposits (including fixed-term and live deposits), provident fund deposits, financial products (excluding Linkong Express), funds (excluding money market funds), treasury bonds, insurance, gold (including paper gold, physical gold, brands Gold) etc.

(2) 100 star points can be obtained for every 10,000 yuan of medium and long-term assets.

2. The personal debt indicator consists of three items: personal housing mortgage loans, other personal loans, and card overdrafts. The indicator calculation caliber is the half-year average daily balance of each personal liability.

(1) Each RMB 10,000 personal housing mortgage loan can obtain 100 star points. ' ?

(2) Other personal loan indicators include personal consumption loans, personal operating loans and other varieties. For every 10,000 yuan of other personal loans, you can get 200 star points

3. Middle The business indicators are composed of three details: investment and financial management transactions, card consumption transactions, and settlement transactions. The indicator calculation caliber is the cumulative transaction amount in half a year. If the amount of a single transaction exceeds the standard upper limit of the business fee charge, the upper limit amount will be included in the indicator statistics as the transaction amount. If a single transaction has enjoyed our bank's rate discount, the transaction amount will be converted according to the discount ratio and then included in the indicator statistics.

(1) Investment and financial management categories include: fund purchase and redemption (excluding monetary funds), financial product purchase (excluding Linkong Express), treasury bond purchase, insurance purchase, gold trading, foreign exchange trading, etc. . You can get 200 star points for every 10,000 yuan of investment and financial management transactions.

(2) Card consumption indicators mainly include various card types such as Money Link cards, Elite Club Account Cards (including ICBC Wealth Management Elite Account Cards), credit cards, credit cards, and quasi-credit cards.