The main reason why the newly bought mobile phone number always receives the bank dunning SMS is that the original owner uses this mobile phone number to handle the loan business in the bank. If you want to change this situation, you can do the following: 1. Contact the bank that sent the dunning information to the mobile phone number, remember not to contact the phone number on the dunning SMS, and call the official phone number of the bank, such as 95533 for CCB, and then ask the customer service to explain the situation. Ask the bank to change the contact information of the original owner or contact the original owner through other channels. 2. If you cancel this mobile phone number, you can go to the business hall to cancel it, and then buy a new number, so that this will not happen. However, it's best to explain the situation to the salesperson when handling the new number, and then find a reputable or new number. 3. Call 12321 to make a complaint. 12321 is the phone of the network bad and spam reporting center. Call this phone to make a complaint, which can block the spam messages and harassing calls in the mobile phone. The newly bought mobile phone number always receives the dunning information from the bank. If it is clear that it is not the money from your mobile phone number bank card, this situation has nothing to do with you, and you don't need to repay the loan. You can contact the handling bank to explain that it was written into the lender's mobile phone number without knowing it, or when the handling bank calls to ask whether the mobile phone number is the lender during the loan review stage, it can just say that it doesn't know the situation. The telephone number left at the time of loan is used as an emergency contact, which does not mean that you are responsible for any overdue debts of the lender. The emergency contact person is neither the lender nor the guarantor, but the bank can find the lender through the emergency contact person in case the lender cannot be contacted. Therefore, the emergency contact person has no repayment obligation. If the emergency contact person is required to repay or threatened, he can take legal measures to protect himself. Responsibility: If the phone number is left as a phone number by the lender when making a loan, it is only used as the loan contact person, not the lender or the loan guarantor. If the bank or credit card company calls to inquire, it can be recorded during the call and explain the situation. As a result, once the lender fails to repay the loan within the time limit, it will receive various collection messages or harassing calls on the loan mobile phone number, and at the same time, it will also get the information of the lender's mobile phone number address book. If the overdue time is too long, the loan platform will start the collection mechanism and bomb the mobile phone address book, so don't lend your mobile phone number to others easily to avoid unnecessary trouble.