The reasons include:

1, the money deposited in the credit card has no interest, and a certain handling fee is required for withdrawal, which can only be used for consumption.

2. The bank hopes that customers will overdraw their credit cards more than receive money, and will not carry out this business.

So you can only collect money through a savings card, and then transfer the money in the savings card to a credit card through online banking.

Follow-up: Well, my payment method doesn't show credit card payment, but some sellers do. What happened?

Answer: Oh, you should realize that merchants can accept customers' credit cards. I misunderstood.

This needs to be opened on Taobao, and you need to consult Taobao customer service for details.

What are the conditions for sellers to join credit card payment?

Taobao sellers with real-name authentication can apply to join the "credit card payment business" if they meet the following conditions:

Consumer protection seller

The favorable rate is greater than 98%; Opening time is longer than 12 months; Credit is greater than or equal to 1.

Alipay mobile phone binding users, users who have passed Alipay audit.

There has been no successful speculation in recent 12 months. SJ punishment, suspected GR website integrity transaction punishment, second-class payment non-delivery punishment and SJ punishment.

The categories temporarily closed include:

/Birth control pills/sexy underwear

Jewelry/diamonds/gold/Zhou Shengsheng

Online game equipment/game currency/account number/substitute training

Online game point card

Network services/computer software

Online Shop Decoration/Logistics Express/Picture Storage

Tencent QQ zone

Mobile/Unicom/PHS Recharge Center

In addition to the above conditions, in order to control risks, we have a series of audits on the seller's transaction activity and stability, and only after the audit can we successfully apply.

Satisfied, please adopt! thank you