The annual fee of the classic moderator card is 3600 yuan. Under normal circumstances, no annual fee is provided (there is an activity at the beginning of the year to exchange 10000 points for the annual fee of the following year, but it is not a normal policy). According to the 20 yuan points policy of China Merchants Bank 1, it really costs 200,000 yuan-but China Merchants Bank often doubles the points, which is basically enough to exchange tens of thousands. It is best to ask you to have this exchange policy for at least the second year under the recommendation of the wealth management manager of China Merchants Bank (there is a one-card platinum card, that is, a "sunflower" card, with assets exceeding 500,000 in China Merchants Bank).

Exquisite version is a new version of Platinum Card released at the end of 2008. In fact, it is a smaller version of the classic version, and the courtesy of many platinum cards has shrunk. The refined MasterCard has an annual fee in 800 yuan. At present, through the recommendation invitation of the branch financial manager, the annual fee of 80 thousand yuan is exempted in the second year.

With regard to the VIP channel of the airport, the classic version is used for 6 times free of charge, and it is charged for more than 6 times each time 150 yuan; The refined version does not provide free times, 150 yuan/time, but it can be redeemed with 3000 points.

More comparisons can be found on the special page of Platinum Card of China Merchants Bank:

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