The free repayment amount of WeChat credit card refers to the repayment amount that users can make credit card repayment through WeChat without paying the handling fee. Under normal circumstances, the free amount of WeChat credit card repayment is 2,000 yuan, that is, the credit card repayment amount is within 2,000 yuan, which is free. If it exceeds this amount, a handling fee of 0.65438+ 0% of the repayment amount will be charged for subsequent repayment.

First, the earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line. In 1950s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel embarrassed, so he organized DinersClub (English: Diners Club). Members can bring their dining charge cards to 27 designated restaurants for consumption without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit. It is said that one day, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot to bring his wallet. He was deeply embarrassed and had to ask his wife to bring cash to the restaurant to settle the bill. So McNamara came up with the idea of creating a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can keep accounts and spend money. This kind of credit card that does not need to be handled by a bank is still a commercial credit card.

2. 1959, Bank of America issued an American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards are popular not only in America, but also in Britain, Japan, Canada and European countries. Since 1970s, Hongkong, Taiwan Province, Singapore, Malaysian and other developing countries and regions have also started to issue credit cards. The word "credit card" originally refers to this financial product introduced in this post, but before it was popular in China, there was a savings card without a credit card or even any credit card function. So the real credit card can only be called "credit card". A real credit card has the following characteristics: it is not allowed to deposit cash in advance, it can be repaid after consumption, it can enjoy an interest-free repayment period, it can be repaid in installments (the minimum repayment amount), and it can join international credit card organizations such as VISA, MASTER and JCB for global use.

Third, the credit card is another way of saying that a credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. 20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

What is the repayment limit of WeChat credit card, which affects the repayment of others?

Credit card repayment is a problem that many cardholders will encounter. If they encounter repayment difficulties, they can ask relatives and friends for help, or ask others to help pay off their credit card bills. The commonly used WeChat credit card can repay for others. So, what is the repayment amount of WeChat credit card? Are there any restrictions?

What is the repayment amount of WeChat credit card?

In order to prevent the risk of credit card repayment, WeChat set a credit card repayment limit. If it is for your own repayment, it will generally not affect. However, if it is given to others, the amount is too large, and it is likely that it will take many operations and even cannot be paid off in full.

1. Repayment for yourself: 50,000 yuan in a single payment, 50,000 yuan in a single day and 500,000 yuan in a single month;

2. Other repayment: RMB 2,000 for a single payment, RMB 2,000 for a single day and RMB 0/0000 for a single month.

Wechat credit card repayment process

1. Log in to WeChat client, enter "wallet" and click "Credit Card Repayment";

2. Select the credit card or new credit card to be repaid, enter the repayment amount, and click "Repay Now";

3. Enter the WeChat payment password and the payment is successful. Click "Finish";

The repayment amount of WeChat credit card is limited. If repayment for others needs to be limited to 1 000, the excess cannot be completed. In addition, there is a time difference between banks with different credit card repayment time, so the repayment person needs to grasp it well to avoid overdue.

How much the credit card pays by WeChat may affect the repayment.

Wechat has become a commonly used software because it is no longer limited to social interaction, but also provides users with many conveniences, such as bank card transfer, credit card repayment, mobile phone recharge, living payment and so on. So, how much can WeChat pay back the credit card? Are there any restrictions?

According to the announcement on Tencent Customer Service official website, the repayment limit of WeChat credit card is as follows:

Repayment for yourself: a single payment of 50,000, a single day of 50,000, and a single month of 500,000;

Other repayment: single repayment of 2000 yuan, single repayment of 2000 yuan, single repayment of 10000 yuan.

As can be seen from the above, if the cardholder's credit card consumption is not very high, the bill below 50,000 yuan can be paid off with the cardholder's own WeChat; If it exceeds 50 thousand, it will take at least two days to pay it back.

How much can WeChat pay back the credit card? The specific limit will generally only have an impact on others' repayment, but has little impact on their own repayment. Whether the credit repayment can be timely is related to the cardholder's personal credit information, and the normal repayment should not be affected by the repayment limit. Card entrance

This concludes the introduction of WeChat returning credit card limit and WeChat returning credit card limit coupon. I wonder if you found the information you need from it?