The credit card issue date refers to the date when the bank sends the credit card statement to the cardholder. After the issue date is determined, the credit card repayment date will be 20 days later.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date. The cardholder's credit card statement date is the 1st, and the due date for repayment is the 20th. Cardholders made purchases with their cards on November 5th, 12th, and 30th. At this time, the bank will summarize and settle your expenses on December 1st and pass them at the same time. (Since the bill date usually refers to the day of the bill, the bill data is as of 23:59:59 the night before the bill date. That is, the consumption starting at 0 am on the bill date will be included in the next bill.

The content of this article comes from: China Law Publishing House's "Complete Knowledge of Legal Life Common Sense Series"