Basic functions and rights and interests

1. Points policy

(1) Points are calculated for online transactions (except commission);

(2) Gold card: file according to the actual monthly transaction amount of points, [,2 yuan] single points, [2, yuan,+) double points

2. Cash withdrawal discount: 4 cash withdrawals are made in the current month, and the whole month cash withdrawal fee is reduced (the realization time of the discount is subject to the online development time);

3. Consume first, then repay; Free of guarantor and deposit; Zero risk of cash advance and loss reporting; Enjoy the interest-free repayment period and the minimum repayment amount as agreed in the contract;

4. Two transaction confirmation methods can be selected, namely "signature" or "signature+password";

5.24-hour free SMS notification service;

6. CITIC Bank's 24-hour customer service hotline;

7. participate in various preferential activities launched by party a from time to time, such as preferential merchant consumption discount, interest-free installment activities, mail order, etc.