500 thousand yuan The price of each bank is different, generally by auction. For example, Ping An Bank, the starting price has been sold to 0.2 zhe. Bad debt refers to the accounts receivable that have passed the repayment period and are still in a sluggish state for a long time after repeated collection by the bank. According to different reasons, it can be divided into two categories: First, overdue bad debts. If the credit card is overdue for a long time, after repeated collection by the bank, the cardholder still fails to repay for various reasons, which will lead to bad debts. Second, bad debts are overpaid. If the credit card exceeds the due amount, it will also cause bad debts if it is not used or treated for a long time.