How to repay the China Construction Bank credit card

How to repay the China Construction Bank credit card:

1. Repayment at the bank counter: go to the counter of the credit card issuing bank to make manual repayment Just tell the teller to pay by credit card, and you need to prepare cash in advance.

2. ATM repayment: Go to the ATM machine of the credit card issuing bank to make a deposit, and you need to prepare cash in advance.

3. Online banking repayment: Find a savings card with a sufficient balance and online banking, and transfer money to the credit card account with you or across banks for repayment. If you operate across banks, a small handling fee will be charged.

4. Bind a debit card for repayment: Generally, when applying for a credit card, bank staff will ask whether to apply for a debit card of the same person, bind the debit card to the credit card, and set a deduction date (the date is set Set before the credit card repayment date), as long as the savings card has sufficient funds, the bank will automatically transfer money from the savings card to repay the credit card every month, so you don't have to worry about overdue credit card repayments.

5. Alipay repayment: Alipay itself has a credit card repayment function. Click to bind your own credit card and you can see the bill amount every month. You can use the bank card bound to Yu'e Bao or Alipay to repay in real time, or make an appointment to repay, that is, set a repayment date and repay. As a third-party platform, Alipay will charge a small handling fee.

6. Mobile APP repayment: Each bank has its own mobile app. Open the app to enter the credit card repayment interface and operate the repayment operation.

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v5.7.0.002

CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

Interest:

During the interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

Tips:

If you fail to repay the loan in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.

If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5. Charge late fees.

How to repay CCB credit card

China Construction Bank credit card repayment methods include: you can bind CCB credit card and current savings card for automatic repayment; you can log in to CCB mobile banking , make repayment; you can enter the bank's official website to make repayment; you can make repayment through a third-party platform.

China Construction Bank (China Construction Bank), formerly known as the People's Construction Bank of China, was established on October 1, 1954 (later officially changed its name to China Construction Bank on March 26, 1996). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.

China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country.

On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", with China Construction Bank ranking second.

In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.

In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500. Ranked 40th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.

On December 18, 2019, the People’s Daily released the China Brand Development Index 100 list, with China Construction Bank ranking 25th. On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 "Finance" Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.

China Construction Bank operates in Hong Kong, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (New York), and Vietnam (Ho Chi Minh City) outside the mainland. ), Australia (Sydney, Melbourne), Luxembourg, and Taiwan (Taipei), with overseas branches, and wholly-owned branches in Hong Kong, the United Kingdom (London), Russia (Moscow), the United Arab Emirates (Dubai), Luxembourg, and New Zealand (Auckland) subsidiaries.

The company has always been at the forefront of China's economic modernization and has become a world-class bank. Provide better services to customers, create greater value for shareholders, build a broad development platform for employees, and assume comprehensive corporate citizenship responsibilities for society.

How to repay the China Construction Bank credit card

You can swipe the card through POS machine for consumption, or you can bind the credit card to WeChat Alipay and scan the QR code for consumption. Repayment can be done through WeChat, Alipay, cloud Quick payment repayment.

1. Introduction to China Construction Bank’s credit card repayment methods

China Construction Bank provides seven major types of repayment methods, including counter, agreed account, ATM, online, and 95533. You can choose according to your needs. . If you have multiple main cards at the same time, please be sure to pay attention to the corresponding repayments when repaying. To ensure successful repayment, be sure to deposit the full amount each time you repay.

2. Repayment method at the China Construction Bank credit card counter

You can repay in cash at the counter of China Construction Bank or by transfer. If you want to return US dollars or euros, you can purchase foreign exchange directly at the counter for repayment.

3. Repayment method of China Construction Bank credit card agreed account (a debit card, current passbook account or quasi-credit card account opened by the local China Construction Bank). Credit card repayments in US dollars can be repaid using a US dollar agreement account (the agreement account must be a 19-digit foreign currency passbook account opened by the local China Construction Bank) ) or the RMB agreed account for foreign exchange purchase and repayment (the agreed account must be a debit card, current passbook account or quasi-credit card account opened by the local Construction Bank where the card is issued).

4. Construction Bank Credit Card Telephone Purchase of Foreign Exchange Repayment Method

You can use the RMB deposit deposited in the Long Card credit card or the available limit to purchase foreign exchange to repay the U.S. dollar repayment by calling the customer service hotline. Amount. Call to purchase foreign exchange on the day you deposit RMB to avoid the deposit being deducted from other RMB account transactions first.

What are the repayment methods for China Construction Bank’s credit cards (debit cards)?

The repayment methods for China Construction Bank's credit cards (debit cards) are:

1. Use mobile banking to repay: The cardholder logs into mobile banking and clicks "Credit Card (Credit Card)" )" Enter the credit card (debit card) page, and then select "repay for yourself", "repay for others" or "Construction Bank to repay other banks" according to your needs, and follow the page prompts to handle the repayment;

2. Use scheduled repayment: Bind the savings account opened by China Construction Bank as the repayment account of the credit card (credit card), and then deposit sufficient funds into the savings account before the repayment date, and then China Construction Bank The money will be deducted automatically;

3. You can also bring your valid personal ID card and credit card (credit card) to a nearby China Construction Bank branch to handle credit card (credit card) repayment.

Can CCB credit card be repaid in advance? Whatever you want, it's okay.

It's okay. Customers can handle credit card repayments in the following ways: 1. Log in to mobile banking, go through the "Credit Card" menu, and follow the prompts. 2. Log in to personal online banking, go through the "Credit Card - Card Account Transactions - One-Click Repayment" menu and follow the prompts. 3. Go to the homepage of CCB’s official website, go through the “Credit Card-Credit Card Homepage-Service Hall-I Want to Repay-One-Click Repayment/Repay for Me” menu and follow the prompts. At the same time, customers can deposit money to credit cards and repay through ATMs and outlets, or transfer and repay through third-party channels such as inter-bank transfers and Alipay.

(In case of business changes, please refer to the actual situation.)

What are the methods for repaying CCB credit cards?

Construction Bank Credit Card Repayment Method 1: Repayment at an Outlet

You can hold a Dragon Card credit card or go to our bank's business outlets to handle credit card repayment business, no matter in the same city or in another place, our bank All branches can accept it, and there is no handling fee for repayment.

Construction Bank Credit Card Repayment Method 2: Agreed Account Repayment

Agreed Account Repayment is automatic repayment. Credit card repayments in RMB can be repaid in RMB Agreed Account (agreed account It must be a debit card, current passbook account or quasi-credit card account opened by you at the local CCB where you apply for the card). The credit card repayments in US dollars can be repaid using the US dollar agreed account (the agreed account must be opened by you at the local CCB) 19-digit foreign currency passbook account) or RMB agreed account for foreign exchange purchase and repayment (the agreed account must be a debit card, current passbook account or quasi-credit card account opened at the local Construction Bank where you apply for the card).

Construction Bank credit card repayment method three: automatic terminal repayment

1. You can directly deposit cash into Longka credit card through the CDM self-service deposit and withdrawal machine for repayment.

2. You can use our bank’s self-service terminals (ATM cash machines, CDM deposit machines, CRS all-in-one deposit and withdrawal machines or BSM multimedia self-service terminals) to use your own financial cards issued by our bank. Use a debit card or quasi-credit card to make RMB transfer repayment to the Long Card credit card.

Construction Bank credit card repayment method four: online repayment

You can log in to our bank’s online banking and use the CCB debit card or quasi-credit card account signed with online banking to repay the Dragon Card Credit card account payments. The specific repayment steps are as follows:

First, click to log in to your online banking

Secondly, select the credit card menu, click on credit card repayment, select CCB or CCB, and enter the repayment page

Then, you can choose to repay your own credit card or repay someone else’s credit card. To repay your own credit card, you need to select the credit card account number for repayment (if you are repaying someone else’s credit card, you need to enter the credit card holder’s name and credit card number. )

Finally, select the repayment account you have signed, enter the repayment amount, click Next, and click Confirm on the transaction confirmation page to complete the repayment operation.

Construction Bank credit card repayment method five: Telephone repayment

You can call our bank’s local 95533 and use your Dragon Card, local credit card (quasi-credit card) through its self-service voice card) or wealth management card to repay your credit card in RMB (this function is not yet enabled for commercial cards and supplementary cards), the operation method is as follows:

Method 1: Dial 95533-select "5 Transfer" and enter Account number or ID number—select “3 credit card repayment”;

Method 2: dial 95533—select “6 credit card”—select “1 credit card repayment”

China Construction Bank Credit Card Repayment method six: Inter-bank repayment

You can make inter-bank transfer repayment through personal bank settlement accounts opened in other domestic banks.

Construction Bank Credit Card Repayment Method Seven: Mobile Banking Repayment

If you use mobile banking for credit card repayment, you can enter "Credit Card" - "Repayment" and select "Repayment" To repay the selected credit card or other credit cards, when repaying other credit cards, first enter the credit and account name, and then select the payment account. Please pay attention to correctly selecting the payment account. The repayment accounts that support this business include Dragon Card, wealth management card, quasi-credit card and all-in-one card account; Yidu Pass and passbook accounts are temporarily unable to make repayments.

That’s it for the introduction of how to pay off the China Construction Bank credit card.