If you need to apply for a high-limit credit card, submit sufficient proof of financial resources. When applying for a credit card, banks will require applicants to submit proof of financial resources in order to provide them with a suitable credit limit. Applicants with sufficient financial resources can apply for high-limit credit cards, while applicants with less financial resources can obtain relatively lower credit limits.

Financial proof materials can be bank salary records, income tax withholding certificates (tax payment certificates), or documents proving the market value of houses, cars, deposits and investments, etc. that can prove your financial level. The real estate certificate must contain the name of the person or his spouse, with proof of relationship; the car driving license must be in his name.

In the domestic credit card industry, the credit limit of regular cards is generally RMB 3,000 to 10,000, and the credit limit of gold cards is generally RMB 10,000 to 50,000. The credit limit applied by customers is Generally, a comprehensive assessment is based on the submitted information, and the review results shall prevail. If you need to apply for a credit card with a higher credit limit, you can prepare more proof of financial resources when applying for the credit card, which will facilitate your limit review.