It's true. It seems that Guangfa Credit Card is the first one in China that exempts foreign exchange transaction service fees. Because the card I used before has to pay a foreign exchange transaction service fee of 1.5% when swiping abroad, and if I spend a lot of money abroad, I will also be charged a lot of money. So last month, I saw that all the cards of Guangfa Credit Card were free of foreign exchange transaction service fees, and I soon set up a Guangfa Credit Card.