This indicates that the user's credit card has been detected by the bank system due to illegal activities, and the credit card has been temporarily frozen and deactivated. This is usually due to illegal operations or the risk of being swiped. The bank supervision system protects user accounts. Temporary risk control, for example, the user frequently changes devices to log in, or frequent transactions or large transactions occur when logging in on a new device. Users can consult bank customer service and wait for a call back from the risk specialist to review personal information and card information. Generally Risk control can be lifted by calling back the same day.

The reasons for credit card deactivation due to risk factors are as follows:

1. There is a problem with the merchant. If this merchant often uses Cloud QuickPass to pay with credit cards, it may enter the UnionPay blacklist. For example, some personal POS support Cloud QuickPass scanning, and many of these merchants are already on UnionPay's blacklist, so users will be charged when making payments. to risk blocked reminders.

2. There is arbitrage behavior. If the user uses Cloud QuickPass to pay with a credit card, risk control rules similar to credit cards will be triggered. Once the merchant type does not match the transaction time or transaction amount, or there is a large-value transaction or an integer transaction, the UnionPay risk control rules will be triggered to be temporarily frozen. account.

Triggering bank risk control rules does not mean that there must be irregularities in the account. Users do not need to worry too much. When encountering such prompts, pay attention to the security of the personal payment environment, try not to change login devices frequently, and go to For offline small-amount consumption, if you use Cloud Quick Pass and credit card appropriately, risk control will naturally be cancelled. The ultimate purpose of this approach of banks is to protect the safety of personal funds.