How to calculate the handling fees and exchange rate for cash withdrawals and card purchases abroad (in U.S. dollars) using Bank of Communications’ credit cards?

The currency used for overseas cash withdrawals is the local currency.

Using the credit limit to withdraw cash shall not exceed RMB 2,000 or the equivalent in foreign currency per card per day.

If there is sufficient surplus in US dollars for repayment, the cumulative cash withdrawals from ATMs shall not exceed the equivalent of US$1,000, the cumulative monthly cash withdrawals shall not exceed the equivalent of US$5,000, and the cumulative cash withdrawals every six months shall not exceed the equivalent of US$10,000.

You should contact Bank of Communications customer service for this problem. Please dial 400-889-3888 and press 1-9-1-0 to transfer to manual service. Local calls are charged.

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