The credit card beginning with 52 is a dual-currency credit card, and the credit card beginning with 62 is a single-currency credit card.

Step 2 Use different currencies

Credit cards starting with 52 can use US dollars and RMB, and credit cards starting with 62 can only use RMB.

3. The issuing bank is different.

The credit card beginning with 52 is a credit card with RMB and US dollar settlement function launched in cooperation with international bank card organizations such as VISA and MasterCard, and the credit card beginning with 62 is launched by domestic banks themselves.

Extended data:

There are two main types of dual-currency cards:

1, the first card is a dual-currency credit card.

2. The other is a dual-currency debit card.

Dual-currency credit cards are credit cards with RMB and USD settlement accounts, and their functions are basically the same as those of single-currency credit cards. Dual-currency debit cards also have RMB and USD settlement accounts, which can be used for deposit and withdrawal and consumption of RMB and USD without overdraft function.

Therefore, many domestic banks have successively cooperated with international bank card organizations such as VISA and MasterCard to launch bank cards with RMB and USD settlement functions. In China, RMB settlement can be realized through UnionPay. After going abroad, you can spend and withdraw cash at ATMs of merchants and banks that support Visa or MasterCard, and settle in US dollars.

credit card

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Baidu Encyclopedia-Dual Currency Credit Card

Baidu encyclopedia-credit card