Advantages:

1. There are many activities, especially eating and shopping!

2. If you fool the customer service, you can get a lifetime annual fee exemption

3. Points are easy to get

4. If you use your card well, there will be so-called "credit" and "new express" services, which will give you more money to play with. Wool!

5. The installment quota is relatively high, and it does not account for the quota.

6. If you swipe the Gold Card 5 times, the annual fee for the following year will be waived.

Disadvantages:

1. The installment fee is very high

2. SMS reminder fee

3. The interest-free period is not long

4. Risk control is very strict. Extended information

CITIC has many specialty cards and co-branded cards, many of which have always been stars in the card industry, such as the famous CITIC i Platinum Credit Card, which offers double points for online purchases and a 1,000 yuan/2-hour flight. Delay insurance, 5 million aviation accident insurance, etc., and there is no annual fee; for example, the CITIC Little White Card, which is the JD Baitiao co-branded card, can be used to repay the Baitiao, extend the interest-free period, and you can also swipe the card to accumulate steel_ and use it as money Flowers; other examples include Priority Club co-branded cards, MasterCard Titanium Cards, etc., which have attracted much attention.

Recently, CITIC has launched Uber co-branded cards, Asia Miles co-branded cards, Cathay Pacific co-branded cards, Dianping co-branded cards, etc. In short, there are many choices, suitable for people with different needs.