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The credit card pays in installments every month, but it is not enough for the minimum repayment. What will happen?
If the minimum repayment amount is insufficient, it is overdue.

In case of overdue payment, there are not only 5% overdue fine (minimum 10 yuan), but also full penalty interest (five ten thousandths of the daily interest, starting from the day of consumption, and recovering the interest on a monthly basis until the principal and interest are paid off), and a bad credit record is generated in the Credit Information Center of the People's Bank of China, which affects the application for credit cards and bank loans within two years.