Cards of other banks can repay CCB credit cards through third-party platforms such as Alipay, or directly through interbank transfer operations of other banks.

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1. Credit card is a simple credit service bank card for non-cash transactions. A credit certificate issued by a bank to individuals or units for purchasing goods and paying consumption expenses according to users' trust and financial status. With the signature of the card, consumers can withdraw cash and spend money in designated banks, consumer places and other places, and can overdraw a certain amount of cash.

2. Building a credit card cannot be repaid in other banks. At present, the self-service repayment method of CCB credit card only supports our ATM machine. There are the following repayment methods:

(1). If you use our ATM for repayment, you can choose to pay by card or deposit without card. For card-free deposits, you can manually enter the CCB credit card number to complete the repayment of your CCB credit card.

(2) When using other banks' debit cards to transfer repayment to CCB's credit card through CCB ATM, the transfer amount is an integer multiple of 100, and the transaction limit is the same as that of the existing transfer bank UnionPay ATM, with the maximum daily limit not exceeding 20,000 yuan.

3. Credit card debt will not only generate late fees, but also generate expected interest, and the long-term accumulated amount is huge.

4. Overdue repayment of credit cards will be blacklisted by credit cards and recorded in personal credit report, leaving a bad credit record, which will have an impact on personal credit, affect loans to buy a house or a car, or be restricted from traveling.

5. If it is serious, it may be sued by the bank, resulting in economic losses such as attorney fees and legal fees. If the circumstances are serious, it is deemed as malicious overdraft, and the cardholder's behavior violates the law and is suspected of criminal offence.

6. It will be very difficult for cardholders to apply for other bank credit cards in the future, and they will not be able to handle loans and other related businesses in a short time.

7. Credit cards can be divided into debit cards and cash withdrawal cards. If you can debit card, you must debit card. Never withdraw cash. Debit card consumption is free of charge and interest for a certain period of time. However, there will not only be a handling fee for cash withdrawal, but also interest will be charged from the date of cash withdrawal until it is fully paid off. When a credit card is issued, there will be a billing date and a repayment date. The difference between these two days is about 20 days. Credit card consumption, full repayment before maturity does not bear interest, and if it is not fully repaid, it will be calculated separately from the consumption date. Interest will be recorded on the day before the repayment date, and the unpaid part will be recorded on the accounting date. Repay the interest and handling fee first, and then repay the unpaid part of the minimum repayment amount and the part exceeding the credit limit. Unpaid consumption balance and cash advance balance are calculated as 65,438+00%.