1. Report the lost ID card to the bank as soon as possible and apply for a credit card. Take my valid ID card to the bank counter to report the loss of the card, or directly call the credit card center of the issuing bank to report the loss of the credit card;
2. Call the police in time to let the police investigate the specific situation of credit card use, monitor the ATM or counter of the bank where the credit card is withdrawn during the withdrawal period, and identify the specific cardholder, so as to find the cardholder and recover the loss;
The most important thing is to confirm that the card is not used by the cardholder and will not bear the financial loss. If it is overdue, it will not affect the personal credit of the cardholder.