When applying for a credit card, you need to submit the original ID card and other supporting materials before you can apply for a credit card. Whether the applicant has a bank card of the issuing bank does not affect his application for a credit card, because the bank card is not a necessary application material for applying for a credit card. In contrast, bank staff pay more attention to the applicant's repayment ability. It is best to submit proof of income or work to prove that you have stable repayment ability and will not cause economic losses to the bank, so that you can pass the bank's credit rating before applying for a credit card.
According to the bank regulations, 18 to 70 years old, with full capacity for civil conduct, can apply for a credit card.
To apply for a credit card, you need to meet the following conditions:
(1) Required documents
1, ID file
Domestic residents: a copy of the applicant's identity certificate or military officer's card.
Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their return certificates, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. Copy of domestic residence certificate or temporary residence certificate
2, proof of work and income documents
A work certificate: a copy of work permit or work identity certificate or the original work certificate stamped with the official seal of the unit.
B proof of income: the salary payment record of the last three months issued by the bank (copy of the payroll card statement) or the copy of the personal income tax withholding certificate issued by the unit or the original income certificate.
(2) Other supporting documents (please provide them as much as possible, which will help to increase the credit limit)
Education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, telephone number of current residence in the last three months, original water, electricity and gas bill, other bank credit card documents (original statement of the last three periods), etc.
Credit card processing flow:
1, fill in the application form;
2, to the bank's own information, and a copy;
3. The bank sends it to the credit card center;
4, credit card center audit, business card printing, card issuing;
5. After getting the card, open the card and wait for the password letter.
Can I get a credit card without a traffic bank card?
There is no connection between them!
Can I apply for a credit card without a bank card? I want to apply for a credit card of Bank of Communications. What if there is no bank card? I need ID card, social security card, work permit, or ID card, business card, company certificate, etc. Or ID card, business license, (individual, enterprise)
Can I get a credit card without a bank of communications savings card? Conditions for applying for a credit card:
1. At least 18 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as photocopies of real estate license, automobile driving license and deposit certificate.
Credit card application method:
1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank for review by the bank's background audit department.
2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
Do I need a bank of communications card to apply for a bank of communications credit card? number
Conditions for applying for a credit card:
1. At least 18 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as photocopies of real estate license, automobile driving license and deposit certificate.
Credit card application process:
1. Fill in the application form;
2. The bank's own information, and a copy of these information;
3. The bank sends it to the credit card center;
4. The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
Can I apply for a credit card if I have a salary card from Bank of Communications? Yes, but there are other conditions to apply for a credit card.
Credit card processing conditions:
1, the minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old;
2. I need my second-generation ID card;
3. There is a work certificate and income certificate stamped with the financial chapter of the unit;
4. No bad credit record;
5. Other financial certificates, such as real estate, automobiles, stocks and bonds.
Information required to apply for a credit card:
1. Identity information: copy of resident ID card or military officer's card; If compatriots from Hong Kong, Macao and Taiwan or foreigners apply in the Mainland, they also need to provide work certificates.
2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).
3. Auxiliary materials for credit card application of Agricultural Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original bills of telephone, water, electricity and gas charges in the last three months of the current residence, and copies of time deposit certificates with the amount of more than 65,438+00,000 yuan opened in Agricultural Bank.
How can I repay the credit card debt of Bank of Communications without a bank card? You can go to Taobao to search for credit card repayment. You can use Alipay to repay the loan without charge. Convenient and quick. I only use communication cards.
I have no bank card. Can I get a bank card? Whether you have a bank card or not has nothing to do with whether you can get a credit card. The key is to look at your income certificate or work certificate.
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