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Can a credit card be used as a salary card to issue wages?

Credit cards cannot be used as salary cards to issue wages.

Credit cards do not have the function of being used as salary cards, because credit cards mainly provide cardholders with a certain amount of credit consumption, while salary cards are accounts used to store and withdraw cash flows such as wages. Salary cards are usually debit cards, which can be withdrawn only after the user deposits funds, while credit cards are credit lines provided by banks in advance for consumption and then repayment. Therefore, due to differences in nature and purpose, credit cards cannot be used as salary cards to issue wages.

Basic functions of credit cards:

1. Consumer credit: Credit cards provide cardholders with consumer loan services within the specified limit;

2. Installment payment: Cardholders can choose to pay in installments to share the financial pressure of large purchases;

3. Cash advance: Credit cards allow cardholders to advance cash within a certain limit, which is suitable for emergency fund needs;< /p>

4. Points rewards: Accumulate points when you spend, which can be used to redeem gifts or enjoy specific services;

5. Globally accepted: most credit cards are widely accepted around the world;< /p>

6. Security: Credit cards have certain security protection measures, such as password protection, SMS reminders, etc.

In summary, since the nature and purpose of credit cards are different from salary cards, credit cards cannot be used as salary cards to issue wages.

Legal basis:

"Interim Provisions on Wage Payment"

Article 6

The employer shall pay wages to the worker himself . If the worker himself is unable to receive wages for any reason, his relatives or others can entrust others to collect them on his behalf. The employer can entrust a bank to issue wages on its behalf. The employer must record in writing the amount, time, name and signature of the recipient of wages paid to workers, and keep them for more than two years for future reference. The employer shall provide the employee with a personal wage list when paying wages.