The third interest of ordinary loan = principal × interest rate× term, so it is 1000005.0 yuan. If it is a provident fund loan, the annual interest is 2.75%3=8250 yuan.

The calculation method of the handling fee for credit card installment loan (i.e. cash installment) is as follows: the handling fee for each installment = the total amount of installment principal is amortized monthly, and the balance is included in the last installment, and the installment amount and handling fee for each installment are also included in the bill.

Data expansion:

In the process of using the credit card, if the credit card fails to repay in time and is collected by the payee, it will be responsible for paying off the arrears immediately, which will seriously bear legal responsibility and affect the user's future loans.

When you apply for a credit card, you need to fill out an application form, and you need to fill in the address and contact information on the application form. If it is overdue, you should inform the issuing bank immediately. Develop good consumption habits and make rational use of consumption tolerance.

2. The loan is 330,000 yuan, and the loan period is 10 year. How much do I have to pay back every month? How much do I have to pay back altogether? I heard that the interest rate has dropped now?

The bank loan interest rate related to interest rate is comprehensively evaluated according to the credit status of the loan, and the loan interest rate level is determined according to the credit status, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1.65438+ of the benchmark interest rate.

Since February 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. At the beginning of April, big banks began to implement the first home loan interest rate concessions. The interest rate discount of some banks can be up to 15%. The current benchmark interest rate was adjusted on June 8, 20 12, and the adjusted interest rate for more than five years was 6.80%. Benchmark interest rate: the monthly interest rate is 6.80%/1233,00010 year (120 months), and the monthly repayment amount is 3,300,006.80%/12 (16.80%/kl). =3797.65 yuan, total interest: 3797.65 120-330000 =125718 Description: 120 is120 power preferential interest rate: monthly interest rate 6.80% 0. Monthly repayment: 3300006.80% 0.85/12 (16.80% 0.85/12)120/[(16.80% 0.85/]

Third, get a loan from the bank! 65438+ one million years! How much is the monthly interest?

According to the interest rate:

For example, if you borrow 654.38 million yuan and pay it off in three years, the annual interest rate is calculated at 10%, then the calculation method is as follows:

The first annual interest rate of the loan of 65,438+10,000 yuan is 10% = annual interest 10000 yuan, and your annual interest is 10000 yuan.

How much should I pay back every month, that is, the monthly loan is 654.38 million yuan, which will be paid off in three years, which means 36 months. Then how much is the monthly repayment? The calculation is as follows:

Divide the principal of 65438+ ten thousand yuan by 36 months =2777.78 yuan, and the monthly repayment principal is 2777.78 yuan. Given that the interest for one year is 1 ten thousand yuan, the interest for one month is 1 ten thousand yuan divided by1two months equals 833.33 yuan.

The monthly repayment amount is equal to the monthly repayment principal plus the monthly repayment interest, which is 2777.78833.33 = 3611.1/yuan.

To sum up, the loan of RMB 6,543,800+will be paid off in three years, with annual interest of RMB 6,543,800+and monthly repayment of RMB 3611.

Four, the bank loan of 654.38 million, paid off in three years. How much is the monthly interest?

If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.

Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;

China Merchants Bank Home Page: Financial Tools-Personal Loan Calculator is in the middle of the home page.

Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.