1. After the cardholder opens the automatic repayment function of the Bank of Communications debit card and takes effect, the Bank of Communications will automatically deduct the specified amount of the cardholder's debit card with the same name from the Bank of Communications on the monthly repayment date according to the cardholder's authorization to repay the RMB and USD arrears of the cardholder's credit card.

2. Bank of Communications debit card will automatically transfer the repayment, and it will arrive at the next day at the latest, and the available amount will be restored after the arrival, which is very suitable for cardholders who easily forget the repayment date.

Extended data:

Matters needing attention in credit card repayment of Bank of Communications:

1. Credit cards are returned first and then. It is suggested that cardholders repay on time before the due repayment date, so as not to affect their personal credit records;

2. If the cardholder applies for more than one main credit card of Bank of Communications, each credit card will be repaid separately;

3. If the due repayment date is forgotten or the repayment amount is slightly wrong, Bank of Communications will provide humanized "time-tolerance" service.

(1) Time-sensitive service: under normal account status, if the repayment is recorded on the due repayment date of the current bill (including the 3-day grace period), it will be regarded as timely repayment.

(2) Tolerance service: Under normal account status, if the minimum repayment amount in the current period has been fully repaid, but there is still a difference between the repayment amount and the bill payable amount of 65,438+00 RMB or 65,438+0 USD, it is deemed that the current period has been fully repaid, and the unpaid amount will be automatically transferred to the next bill.

Bank of Communications Credit Card-Important Notes-Repayment