Candidates who pass the written interview of local civil servants will welcome the last link of the civil service examination, political examination. Then, will personal credit records affect the political review of civil servants? The answer is generally no. In recent years, the political examination of civil servants is not very strict compared with the approval of bank loans. As long as there is no malicious default, the problem is not big.

Personal credit investigation refers to the establishment of a personal credit investigation agency according to law to collect and process personal information and provide credit information inquiry and evaluation services according to users' requirements. Does the civil servant's political examination have an impact on the examination of personal credit records? Also need to look at the following aspects. Generally, it is a bad record that a credit card is overdue for more than three times or more than 90 days at a time, so the minimum repayment amount of a credit card is not overdue. The grace period is 1~3 days after the monthly repayment date of the credit card, and two days overdue is not overdue. If it is overdue, the overdue record will be eliminated after 5 years of repayment. Where the political examination is strict, you can find an account bank and make a non-malicious breach of contract.

At present, personal credit investigation has been further extended to foreign banks and non-bank institutions, and has entered a brand-new stage of development. For example, if you want to apply for a business license, you can't issue a certificate if your personal credit information is invalid. So in order to facilitate yourself and abide by the convention, try to, uh, repay the loan on the specified date, and don't overdue the repayment.

The political examination of civil servants shall be conducted after passing the medical examination. At present, there are two kinds of examination methods, one is face-to-face examination and the other is letter examination. The above two forms of examinations require candidates to provide proof materials such as unmarried certificate or family planning certificate, and no criminal record certificate. An investigation letter from the personnel department is required to apply for a certificate of no criminal record.

Generally speaking, personal credit records will affect the political examination of civil servants. If there is no malicious default, the problem is still not big, but in any case, we must keep our personal credit record excellent.

These are the answers to the question whether civil servants will review personal credit information.