Easy Credit Card is a credit card product issued by China Industrial and Commercial Bank, which can be directly used for consumption. It is the first special credit card in China.
Cardholders who use the Easy Loan Credit Card can use the Easy Loan Credit Card directly at the merchants designated by ICBC and pay in installments without going to the bank for approval.
The extended information easy-to-borrow credit card can be used by 50,000 merchants in China. Merchants in Hong Kong and Macao, including electrical stores, large department stores, luxury goods and jewelry crafts, travel agencies, education and training, automobile 4S stores and home stores, have also opened credit cards to accept easy loans, and the scope of merchants is still expanding.
Purchase goods above 600 yuan by swiping the card at the merchants designated by ICBC, and sign the receipt printed by the special POS to confirm that the installment payment can be completed in real time. Yixin credit card is free of annual fee for up to three years, and the benchmark loan interest rate is implemented by installment, which is better than the existing installment market charge level and can reduce the cost.
Easy credit card is still a consumer credit card product, not to encourage cash withdrawal or apply for credit loans.
Baidu Encyclopedia-ICBC Easy Loan