1. Can I use UnionPay debit card in Japan?

As long as there is a UnionPay logo on the POS machine, you can use it. Some places in Japan are already covered by UnionPay. For details, please visit the UnionPay official website.

2. Can UnionPay cards be used in Japan?

UnionPay debit cards can be used in Japan.

Some places in Japan accept UnionPay, so you can swipe your card directly, otherwise you don’t need to swipe your card. If you want to withdraw money, you still need the UnionPay logo. First make sure there is RMB in it, and then you can withdraw it from an ATM in Japan, but there may be a handling fee.

Related fees for using Japan UnionPay Debit Card:

1. Agricultural Bank of China cards can be used for consumption and cash withdrawal in Japan.

2. The handling fee for ABC overseas withdrawal is 112 yuan per transaction amount.

3. Overseas cash withdrawals through international organization networks are charged at 3% of the transaction amount, with a minimum of 3 US dollars (or equivalent in other foreign currencies).

4. Overseas cash withdrawals through the UnionPay network are charged at 12 yuan per transaction amount.

5. Overseas cash withdrawals include overseas cash advance withdrawals, excess repayments, and RMB card withdrawals from overseas ATMs.

Overseas credit card payment methods are generally divided into foreign currency settlement channels and RMB settlement channels. All savings cards (debit cards) can only be settled through UnionPay, which is RMB settlement. When swiping your card, you need to ask the store clerk whether the store supports UnionPay. If possible, it can only be settled in foreign currency, that is, by credit card, mostly in US dollars or other currencies.

However, most Japanese stores now accept UnionPay cards. When using visa or mastercard, they will proactively ask whether to use UnionPay. If they can bring UnionPay, they don't need to bring visas and so on. UnionPay exchanges once and settles foreign currency twice.

The exchange rate is unified to the selling price of Hong Kong dollars against RMB listed by domestic banks on the day. Cardholders don't have to pay additional currency conversion fees. Withdrawal limit: The cumulative daily withdrawals from each card shall not exceed the equivalent of HKD 5,000.

When paying with a UnionPay card in the store, cardholders do not need to pay any handling fees (the amount of consumption is the amount you swipe). There is a fee for ATM withdrawals. Please consult the issuing bank for details.

3. Is there any handling fee for using UnionPay cards in Japan?

Of course, as long as there are ATMs and POSs with the UnionPay three-color logo in Japan, you can use the card cross-border. At present, all banks in my country have obtained agency relationships with overseas banks, and overseas banks are allowed to conduct UnionPay business. Japan is an important trading partner of China, and many Chinese people go to Japan. There is a huge demand for this kind of overseas bank card business, so it is possible to use UnionPay cards for consumption in Japan, and it is very convenient.

4. Can UnionPay debit cards be swiped in Japan? Zhihu

Yes, as long as there are UnionPay three-color logos on ATMs and POS in Japan, you can swipe cards cross-border. At present, all banks in my country have obtained agency relationships with overseas banks, and overseas banks are allowed to conduct UnionPay business. Japan is an important trading partner of China, and many Chinese people go to Japan. There is a huge demand for this kind of overseas bank card business, so it is possible to use UnionPay cards for consumption in Japan, and it is very convenient. In Japan, you can pay by credit card in any store with the China UnionPay logo.

When Chinese tourists spend money in Japan, the price currency is Japanese yen. After the consumption is completed, China UnionPay will convert it into the equivalent RMB amount based on the market exchange rate on the day of the transaction, and deduct the cardholder's U.S. account balance immediately through the domestic issuing bank. The procedures and operations for using UnionPay cards in Japan are basically the same as using cards in China.

5. Can I use UnionPay savings cards in Japan?

As long as you have UnionPay on your card, you can use it at a card machine with the UnionPay logo. There is no difference between a debit card and a credit card.

6. Is a UnionPay card used in Japan a debit card or a credit card?

To use a bank card in Japan to go abroad: Criteria for going to Japan: Hengfeng Bank, Hua Xia Bank or Kyushu Card (debit card) either cards, JCB Japanese yen channel credit cards, cards with VISA logo, and bank cards with good online banking coverage on Chinese websites.

You can also apply for a Chinese bank card. Let’s introduce them one by one!

Hua Xia Bank Card Any Hua Xia Bank debit card has the function of free first-time inter-bank withdrawal every day. In other words, there is no handling fee when you withdraw money outside Japan. Deposit CNY 1

When you really need your parents to pay some money one day, you can ask your parents to transfer the money directly to your Hua Xia card in a domestic bank, eliminating the high cost of making money in Japan. Handling fee.

However, Hua Xia Bank’s exchange rate is lower than that of state-owned banks. For example, today's exchange rate of Bank of China is 6.12, and today's exchange rate of Huaxia Bank is 6.15. In short, it couldn't be worse if it won.

Moreover, Hua Xia Bank has a relatively large coverage in China, and most families should be able to do it. You can choose chip cards, beauty cards, and business travel cards.

The Hengfeng Bank Jiuzhou Card has the same nature as the Hua Xia Bank Card. It is a free function for the first inter-bank withdrawal every day. This card is more recommended than Hua Xia Bank LZ. Because the exchange rate of each bank is different, as mentioned above, Bank of China 6.12, Bank of China 6.15, and Hengfeng 6.13 have an advantage over Hua Xia Bank in terms of exchange rate.

However, considering that Hengfeng Bank’s domestic coverage is very small, most of which are only available in the south, so if you have a Hengfeng S card, you have to choose Huaxia Bank t.JCB Japanese Yen channel credit card. About JCB is equivalent to China UnionPay in Japan. JCB cards can only be processed with credit cards in China. Currently, domestic banks that can apply for JCB cards include Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, and Minsheng Bank. Although these banks can all apply for JCB cards, only the Bank of China JCB Lucky Cat Credit Card and China Minsheng Bank JCB International Student Credit Card can actually use the JCB Japanese Yen channel.

ICBC seems to have launched a yen channel in June, but it has not yet been confirmed. Although the others are marked JCB, they follow the US dollar channel. Explain the Japanese Yen channel and the US dollar channel: US dollar channel: When swiping a card in Japan, first exchange CYN (RMB) into US dollars (US dollars), and then exchange US dollars into Japanese yen (yen).

There will be two exchange rate differences in the middle. To put it simply, there are two handling fees. Some banks will charge an additional 1.5 currency conversion fee.

Japanese Yen Channel: CYN is directly converted into Japanese Yen by swiping your card in Japan, with no currency conversion fee.

7. Japan UnionPay Card

I went there when I got married in 2015. Don't bring too much cash. Many shopping malls in Japan accept our UnionPay cards. Direct credit card bulk consumption. Cash is usually used to go to small supermarkets or vending machines or to eat at restaurants.

I again want to see you for a few days and several people. If you join a group, you can have a meal together. Occasionally I can have a few dinners and some ramen. A cheap bowl costs 700 yen, and even a man can be full. An expensive bowl is about 1,000 yen, so it's very good. Try the fried pork cutlet and chicken cutlet set, which costs about 1,200 yen each. It is recommended not to go to Chinese restaurants. First of all, Chinese restaurants are not cheap. Secondly, the taste has been improved to suit Japanese tastes. Then, go all the way to Japan to eat Chinese food?

If the amount of cash is recommended, 3,000 yen per person per day is sufficient. Do the math yourself. Friendly reminder: Remember to spend all your money as much as possible before returning to your country. It is recommended to bring a coin purse. Japan has too much change.