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Does China Merchants Bank have a credit card that students can get?
If it is China Merchants Bank, college students can now apply for the campus version of our credit card. You can go to our credit card homepage, click "Apply for a Card" and select "Campus Edition Zone" to view and apply for your favorite card face.

The campus credit card for college students, after application, is temporarily sealed before you graduate. You need to deposit before spending, so you can't overdraw it.